Designing a Holistic Model of Advice to Improve Retirement Planning

我们的目标是通过设计和应用一种新的模式，将财务咨询与职业和健康规划相结合，以优化财务和心理结果，从而改善退休规划。我们将测试一个多学科的，全面的建议模型，结合职业，健康和财务方面的专业知识。该项目的预期成果包括评估在退休规划过程中使用更广泛的专家，并为财务顾问的未来培训和发展开发一个模型。通过优化工作场所的离职时间，我们旨在减少对养老金的依赖，并鼓励早期和持续参与退休规划过程。这将带来巨大的社会和经济效益。

We aim to improve retirement planning through the design and application of a new model integrating financial advice with career and health planning to optimise financial and psychological outcomes. We will test a multidisciplinary, holistic model of advice combining specialist knowledge in careers, health, and finances. Expected outcomes of the project include evaluating the use of a broader range of experts during retirement planning and developing a model for the future training and development of financial advisers.By optimising the timing of workplace exit, we aim to decrease reliance on pensions and encourage earlier and on-going engagement in the retirement planning process. This will provide significant social and economic benefits.