Creation Of The EC Single Market 1992 And Deregulation Of The National Insurance Business Controll

1992 年创建欧共体单一市场并放松国家保险业务管制

• 批准号: 02620017
• 负责人: YAMASHITA Takeshi
• 金额: $ 0.51万
• 依托单位: Hiroshima University
• 依托单位国家: 日本
• 项目类别: Grant-in-Aid for General Scientific Research (C)
• 财政年份: 1990
• 资助国家: 日本
• 起止时间: 1990 至 1991
• 项目状态: 已结题
• 来源: https://kaken.nii.ac.jp/grant/KAKENHI-PROJECT-02620017/
• 关键词: EC; Creation OF The Single Market; EFTA; Insurance Business Act; Insurance Business; Insurance Business Controly; Deregulation; Harmonization Of Insurance Legislation; 金融事業; 消費者保護

(1) To create the single market especially for the private insurance business EC Commission is making effort to faciliate the deregulation of the national insurance business controly. For that purpose the most important points are the liberalization for the insurance prices and products by abolishing the strict controly for insurance premium rates and general contract terms. In the near future it will only be acquired for the insurance companies to have the basic controly by their own countries for accessing the other membership contries' market. Against non-membership countries the EC Commission would claim the mutuality-rule for the equal treatment.(2) For us Japan it would be useful and meaningful to research the newest situation and attitude of the non-membership countries, especially those of EFTA. They are located so near from the EC countries and have a close economic connection with EC. By that reason they must try to adjust their own controlling system with the EC system. Tha … More author has researched the nowaday's situation of the EC legslation, Germany's and Switzerland's in this area.(3) The Directives of the EC Commission for, this area sujest tha fact that the self-controll method of UK is more suitable for a single mark (et than the material system of the Continent. The strict natinal controll system would be abolished not only in the EC membership countries but also outside the EC. The effort of Switzerland is very symbolic. They must adjust their system with the EC's for getting the status admitted free access into the EC insurance market.(4) it means that the so-called traditional material system would trace the diminishing road over the world, not except Japan. Japan's strict controly system has been introduced from the Germany's and Germany had received it from Switzerland. Japan must change it's attitude for accessing the European market.(5)Recently the Japanes Government has declared that they would abolish their strict controlling system against the life insurance premiums. The Japanese Fair Trade Commission had opened the result of their research for the excepted areas from the Japanes Anti-Monoply Act, including a part of the non-life insurance business. Very wide changement of the Governmental attitude for this problem will be foreseeable in the course of amending the Japanes Insurance Business Act. Less

(1)为了建立单一市场，特别是为私人保险业务，欧共体委员会正在努力促进放松对国家保险业务的管制。要实现这一目标，最重要的是放开保险价格和产品，取消对保险费率和一般合同条款的严格控制。在不久的将来，保险公司只有获得本国的基本控制权才能进入其他成员国市场。对于非成员国，欧共体委员会将主张平等待遇的相互规则。(2)对日本来说，研究非成员国，特别是非成员国的最新情况和态度是有益的和有意义的。他们离欧共体国家很近，与欧共体有着密切的经济联系。因此，他们必须尝试调整自己的控制系统与电子商务系统。Tha ...更多信息 笔者对欧共体立法、德国立法和瑞士立法的现状进行了研究。(3)欧盟委员会在这方面的指令表明，英国的自控方法比欧洲大陆的物质系统更适合于单一商标。严格的国家管制制度将被废除，不仅在欧共体成员国，而且在欧共体之外。瑞士的努力具有很大的象征意义。他们必须调整他们的制度与欧共体的获得地位承认自由进入欧共体保险市场。(4)这意味着所谓的传统物质体系将在世界范围内走上衰落之路，而不仅仅是日本。日本的严格控制制度是从德国引进的，而德国则是从瑞士引进的。日本必须改变进入欧洲市场的态度。（5）最近日本政府宣布将取消对人寿保险费的严格控制制度。日本公平贸易委员会公开了他们对日本反垄断法例外领域的研究结果，包括非人寿保险业务的一部分。在修改《保险营业法》的过程中，可以预见政府对这一问题的态度将发生很大的变化。少

项目成果

山下 丈: "EC経済法と保険事業の国家監督規制の緩和" 鈴木辰紹先生還暦記念論文集.

山下武史：《欧共体经济法与国家对保险业务监管的放松》纪念铃木龙夫教授六十岁生日论文集。

Yamashita, Takeshi: "The Norwegean Insurance Contract Act of 1990" Non-Life Insurance Research Journal (Songai Hoken Kenkyu). 52 No. 3. 1-41 (1990)

Yamashita, Takeshi：“1990 年挪威保险合同法”非人寿保险研究期刊（Songai Hoken Kenkyu）。

山下 丈: "EC市場統合とスイスの保険監督,競争" 広島法学. 16巻1号. 1-23 (1992)

Takeshi Yamashita：“欧盟市场一体化与瑞士保险监管和竞争”广岛法第 16 卷，第 1. 1-23 期（1992 年）。

Yamashita, Takeshi: "The Norwegean Insurance Contract Act of 1990 (Personal Insurance Part)" Bunken Journal. 98. 1992 (1-57)

Yamashita, Takeshi：“1990 年挪威保险合同法（个人保险部分）”Bunken Journal。

Yamashita, Takeshi: "EC Economic Law And Deregulation Of The Insurance Business Controly By It's Member Countries" Sixty Years Old Cerebration For Professor Tatuki Suzuki Of Waseda Univ.

山下武：“欧共体经济法及其成员国对保险业控制的放松管制”早稻田大学铃木达树教授六十周年纪念