Research on current problems of Workers' Compensation Insurance Scheme

本研究试图描述未来工伤保险的方案，可能适应新的问题，如疾病或死亡导致的过度工作或压力。本研究特别关注受害者预防、赔偿和社会职业再适应的可能整合。已经进行了比较法律研究，特别是对法国和瑞典的工人赔偿和保险计划进行了研究。研究工作包括收集关于法国、瑞典和日本法律的文章、书籍和报告，并对其进行分析。由于瑞典法律方面的信息难以获取，我们的一个研究小组成员去瑞典采访和收集资料。法国法律更重视对受害者的赔偿，而不是社会职业的重新适应，但法国的“les caissses regionales”通过补贴和额外保险费在预防方面发挥了重要作用。在瑞典，由税收资助的保健服务（包括康复）不仅涵盖私人生活中的伤害和疾病，还包括工伤和职业病。工人赔偿保险计划基本上提供现金福利，它很少关注预防。通过比较研究，可以明确日本工伤赔偿保险制度的特点，并对未来综合工伤赔偿保险制度的制定有一定的启示。

This Research tried to describe the future scheme of Workers' Compensation Insurance which might adapt to the new questions such as diseases or death resulted from overwork or stress. In particular, this research focused on the possible integration of prevention, compensation and social-professional re-adaptation of victims. Comparative legal studies, especially studies on French and Swedish Workers' Compensation, Insurance schemes have been done. Research work has been composed of collecting articles, books and reports on French and Swedish laws as well as Japanese law, and of analyzing them. One of our research group member went to Sweden to interview and collect documents because of difficulties to get informations on Swedish law.French law gives more priority to compensation of victims than social-professional re-adaptation, however French "les Caisses regionales" play important role about prevention by way of subsidies as well as an extra insurance premium. In Sweden, health services (including rehabilitation) financed by tax cover not only injuries and diseases in private life, but also industrial injuries and occupational diseases. Workers' Compensation Insurance scheme provides essentially cash benefits, it has few concerns about prevention. This comparative studies allow to clarify characteristics of Japanese Workers' Compensation Insurance Scheme and to have several inspirations on future plan of integrated Workers' Compensation Insurance Scheme.