A Fintech SME Disrupting Consumer Mortgage Financing Through an AI Application That Reduces Application Process Time by Up to 90%

A%20Fintech%20SME%20Disrupting%20Consumer%20Mortgage%20Financing%20Through%20an%20AI%20Application%20That%20Reduces%20Application%20Process%20Time%20by%20Up%20to%2090%

• 批准号: 10004448
• 金额: $ 33.72万
• 依托单位: CUBIC LEASE LIMITED
• 依托单位国家: 英国
• 项目类别: Collaborative R&D
• 财政年份: 2021
• 资助国家: 英国
• 起止时间: 2021 至 无数据
• 项目状态: 已结题
• 来源: https://gtr.ukri.org/projects?ref=10004448
• 关键词: Fintech; SME; Disrupting; Consumer; Mortgage

CubicLease is a rapidly growing UK fintech SME meeting a significant unmet global COVID-19-associated need with its AI application that securely assesses ID&V/affordability and shares the results with all parties involved. The COVID-19 pandemic has drastically slowed the process of property transactions, and conducting business face-to-face is no longer the preferred method, making a contactless way to share information and prevent the spread of COVID-19 more crucial than ever. CubicLease's solution enables the property industry to perform transactions quickly and safely during COVID-19 because it is automated and document-free. Months 3-6 will focus on R&D. In month 12, from feasibility studies conducted in September 2020, CubicLease will have access to 3,000+ mortgage brokers who will be targeted as early adopters at networking events. Month 12-18, CubicLease will save each mortgage broker 36 hours a month equivalent to £748 and will also reduce the initial property purchase steps to 5 minutes.

CubicLease是一家快速发展的英国金融科技中小企业，通过其人工智能应用程序满足了全球未满足的COVID-19相关需求，该应用程序可以安全地评估ID&V/负担能力，并与所有相关方分享结果。COVID-19疫情大幅减缓了物业交易的进程，面对面进行交易不再是首选的方式，使得非接触式的信息共享和防止COVID-19传播比以往任何时候都更加重要。CubicLease的解决方案使房地产行业能够在COVID-19期间快速安全地执行交易，因为它是自动化的，无需文件。第3-6个月将专注于研发。在2020年9月进行的可行性研究的第12个月，CubicLease将有机会接触3,000多名抵押贷款经纪人，他们将成为网络活动的早期采用者。CubicLease将为每个抵押贷款经纪人每月节省36个小时，相当于748英镑，并将最初的购房步骤减少到5分钟。