Early warning financial risk system to help Midlands-based manufacturing SMEs navigate economic turmoil

缺乏信息，数字化和获得正确的财务规划/银行解决方案的机会，使英国中小企业每年损失160亿英镑的人工财务管理和支付过多的银行费用（ACCA，2022;麦肯锡，2021）。现在，中小企业比以往任何时候都受到缺乏制定有效财务计划（PWC 2023）的工具的影响，并且由于影响其业务各个方面的全球经济事件的不断变化，以前所未有的速度关闭商店。25%的人预计无法在今年生存，造成营业额5000亿英镑和280万个工作岗位的经济损失（ACCA，2022）。对于英国制造业，负责4008亿英镑/销售额，51%/英国总出口和64%/英国研发支出（MAKE 2023），经济不确定性的影响更不成比例，由于依赖于全球供应链的原材料采购的基本生产力。作为一个早期预警系统，Elementaryb的负担得起，当宏观经济或地缘政治变化对其财务计划构成风险时，即插即用sherloc平台会通知中小企业财务总监，以减轻风险并减少因直接或间接依赖全球经济、供应、气候和政治事件而产生的财务损失。Sherloc使用人工智能并利用数据标准来帮助中小企业进行规划，并实时监控影响其景观的全球活动。当检测到变化时，sherloc使用自然语言处理和图形用户友好界面为中小企业提供所需的智能，数据和专业知识，以主动采取行动，提高英国中小企业的盈利能力和生存能力。Elementaryb正在为一个工业研究项目寻求赠款资金，以在20家西米德兰兹郡的中小企业中实施sherloc，并推动行业垂直领域的创新。（制造业）和次垂直（500万-1000万英镑/营业额/食品和饮料子行业）到TRL 9，由于共享数据标准和敏感性，可以在英国和英联邦的更广泛的制造和加工中心进行扩展。中部地区占英格兰制造业劳动力的25%以上（MEP 2021），由于宏观经济状况困难以及对气候变化、供应链和不断变化的客户需求的依赖，中部地区一直无法在疫情后恢复（LSE 2022）。

A lack of information, digitisation and access to the right financial planning/banking solutions costs UK SMEs £16B/year in lost manual financial management and overpaying banking fees (ACCA,2022; McKinsey,2021). Now more than ever, SMEs are affected by a lack of tools for making effective financial plans (PWC2023) and closing shop at unprecedented rates due to the constant flux of global economic events impacting every aspect of their businesses. 25% are not expected to survive the year, creating economic losses of £500B in turnover and 2.8M jobs (ACCA,2022). For UK manufacturing, responsible for £400.8bn/sales, 51%/UK's-total-exports and 64%/UK R&D spend (MAKE2023), economic uncertainty is even more disproportionately impacting due to dependencies on global supply chains for the sourcing of raw materials fundamental to their productivity.Acting as an early warning system, Elementaryb's affordable, plug & play sherloc platform notifies SME finance directors when a macroeconomic or geopolitical shift poses a risk to their financial plans in order to mitigate risk and reduce financial loss arising out of direct and indirect dependencies to global economic, supply, climate and political events. Sherloc uses artificial intelligence and leverages data standards to help SMEs plan, and monitors global activity impacting their landscape in real-time. When changes are detected, sherloc provides the intelligence, data and expertise needed using natural language processing and a graphical user-friendly interface for SMEs to proactively action, increasing profitability and survival of UK SMEs.Elementaryb are seeking grant funding for an industrial research project to implement sherloc in 20 West Midlands-based SMEs and drive the innovation within an industry vertical (manufacturing) and sub-vertical (£5m-10m/turnover/food & beverage sub-sector) through to TRL9 that can be scaled across wider manufacturing and processing hubs in the UK and Commonwealth due to shared data standards and sensitives. The Midlands was chosen as it accounts for over 25% of England's manufacturing workforce (MEP2021) and has been unable to recover post pandemic due to the difficult macro-economic conditions and dependencies on climate change, supply chains and changing customer demands (LSE2022).