HEALTH INSURANCE, HEALTH, AND RETIREMENT DYNAMICS

描述：该项目将使用前三波的数据， 健康和退休调查（HRS），以估计一个动态的，结构性的， 老年人就业和医疗需求决策模型 个人和夫妇。研究的主要目的是分析 健康保险对退休时间的影响 职业工作。这将是第一个研究健康的影响 退休保险使用包含详细信息的数据 医疗保险的特点，提供给一个给定的 个人在就业期间和退休后。 医疗保险改革对就业的影响是相当大的 由于就业与失业脱钩的可能性， 健康保险可能会导致进一步大幅增加， 劳动力在65岁之前退出的比例已经很高。第二个目标是 这项研究是为了估计健康对时间的影响， 使用多维健康指标退休。大多数研究 健康对退休的影响使用简单的离散指标， 健康，如存在限制个人的残疾， 劳动能力HRS数据包含丰富多样的健康状况 措施，包括一般健康状况的自我评估，工作， 限制残疾，衡量完成具体任务的能力， 日常生活任务和医学诊断的条件。本研究 将联合收割机的主观自我评估与客观措施相结合， 功能状态和医疗条件形成多维 衡量健康状况。该模型将提供第一个估计 主观和客观健康状况的特定组合 影响劳动力状态之间的转换，如全职工作， 兼职工作和退休。

DESCRIPTION: This project will use data from the first three waves of the Health and Retirement Survey (HRS) to estimate a dynamic, structural model of the employment and health care demand decisions of older individuals and couples. The main purpose of the study is to analyze the impact of health insurance on the timing of retirement from the career job. This will be the first study of the effect of health insurance on retirement to use data that contain detailed characteristics of the health insurance coverage available to a given individual while employed and, for the same individual, after retirement. The employment effects of health insurance reform are of considerable interest because of the possibility that decoupling employment and health insurance could lead to a substantial further increase in the already high rate of labor force exit before age 65. A second goal of the study is to estimate the effect of health on the timing of retirement using a multidimensional measure of health. Most studies of the effect of health on retirement use simple discrete indicators of health such as the presence of a disability that limits an individual's ability to work. The HRS data contain a rich variety of health status measures, including self-assessments of general health status, work- limiting disabilities, measures of the ability to accomplish specific tasks of daily living, and medically diagnosed conditions. This study will combine subjective self-assessments with objective measures of functional status and medical conditions to form a multidimensional measure of health status. This model will provide the first estimates of how specific combinations of subjective and objective health status affect transitions among labor force states such as full-time work, part-time work, and retirement.