HEALTH INSURANCE, HEALTH, AND RETIREMENT DYNAMICS

描述：该项目将使用前三波数据 健康和退休调查(HRS)，以估计动态、结构性 老年人就业和医疗保健需求决策模型 个人和夫妻。这项研究的主要目的是分析 医疗保险对退休时间的影响 职业生涯中的工作。这将是对健康影响的第一次研究。 退休保险使用包含详细信息的数据 某一特定人群可获得的健康保险范围的特点 个人在受雇时，以及对同一个人而言，退休后。 医保改革的就业效应是可观的 兴趣，因为与就业脱钩和 医疗保险可能会导致医疗费用的进一步大幅增加 65岁之前已经很高的劳动力出勤率。第二个目标是 这项研究是为了估计健康对发病时间的影响。 使用多维健康衡量标准来衡量退休。大多数关于 健康对退休的影响使用简单的离散指标 健康，如残疾的存在，限制了个人的 工作能力。HRS数据包含丰富多样的健康状况 措施，包括对一般健康状况的自我评估，工作- 限制残疾，衡量完成特定任务的能力 日常生活任务和医学诊断条件。本研究 将主观自我评估与客观衡量相结合 功能状态与医疗条件形成多维 健康状况的衡量标准。这个模型将提供最初的估计。 主观和客观健康状况的具体组合 影响劳动力状态之间的转换，如全职工作， 兼职工作和退休。

DESCRIPTION: This project will use data from the first three waves of the Health and Retirement Survey (HRS) to estimate a dynamic, structural model of the employment and health care demand decisions of older individuals and couples. The main purpose of the study is to analyze the impact of health insurance on the timing of retirement from the career job. This will be the first study of the effect of health insurance on retirement to use data that contain detailed characteristics of the health insurance coverage available to a given individual while employed and, for the same individual, after retirement. The employment effects of health insurance reform are of considerable interest because of the possibility that decoupling employment and health insurance could lead to a substantial further increase in the already high rate of labor force exit before age 65. A second goal of the study is to estimate the effect of health on the timing of retirement using a multidimensional measure of health. Most studies of the effect of health on retirement use simple discrete indicators of health such as the presence of a disability that limits an individual's ability to work. The HRS data contain a rich variety of health status measures, including self-assessments of general health status, work- limiting disabilities, measures of the ability to accomplish specific tasks of daily living, and medically diagnosed conditions. This study will combine subjective self-assessments with objective measures of functional status and medical conditions to form a multidimensional measure of health status. This model will provide the first estimates of how specific combinations of subjective and objective health status affect transitions among labor force states such as full-time work, part-time work, and retirement.