CREDIT: Cryptocurrency Effects in Digital Transformations

这项研究将考虑比特币等加密货币及其相关的底层技术-区块链-出现的研究问题。英格兰银行在最近的数字货币报告中表示，尽管有许多创新要么是支付系统(M-PESA)的创新，要么是货币(布里斯托尔GB)的创新，数字货币代表着支付和货币的创新。基于加密协议的数字货币称为加密货币。这使得终端用户可以通过使用分布式公共分类账来“在不信任第三方的情况下”运营金融系统(Weber，2014)。这些系统在技术上是创新的，不仅对货币和支付系统，而且对控制、记录和验证的中央结构都具有潜在的极大颠覆性。本研究旨在围绕数字转型、隐私、社区和机构这四个主题来研究加密货币现象；这些主题通过货币问题紧密相关，并提供了广泛的研究机会。研究结果将成为包括中央和地方政府在内的各种利益攸关方、TechUK等行业机构、研究机构等的政策文件。为那些致力于将加密货币和区块链技术纳入其产品和服务的公司提供一种方法。该方法将是每个阶段要考虑的问题的循序渐进的指南，并将针对初创公司和现有公司。一些小型试验性研究考察加密货币的潜在影响一个能够开发研究的学术研究人员和专业人员社区，为未来开发加密货币的远程教育主题提供支持。汇编和传播项目影响的证据，确定英国面临的风险和机会。

This research will consider the research issues emerging from crypto currencies eg Bitcoin and their associated underlying technology, the block chain.The Bank of England in its recent report on Digital Currencies suggest that although there are many innovations that are either an innovation in the payment system (M-Pesa) or the currency (Bristol £), digital currencies represent an innovation in both payment and currency. Digital currencies that are based on cryptographic protocols are termed crypto-currencies. These allow end-users to operate a financial system "without trust in third-parties" (Weber, 2014) through the use of a distributed public ledger. These systems are are technologically innovative and potentially extremely disruptive not only of money and payment systems, but also of centralised structures of control, recording and validation. This research aims to investigate the phenomena of crypto-currencies grouped around 4 main themes, digital transformations, privacy, community and institutions; themes which are closely inter-related through the issue of "currency" and present wide ranging research opportunities. The outcomes of the research will bePolicy documents for various stakeholders including central and local government, industry bodies such as techUK, research agencies etc.A methodology for those companies engaged in incorporating crypto-currencies and blockchain technologies within their products and services. The methodology will be a step-step guide of the issues to be considered at each phase and will address both start-ups and incumbents.A number of small pilot studies examining the potential impacts of crypto-currencies A community of academic researchers and professionals able to develop the research areaSupport for the DE theme in developing future calls in crypto currencies. A compilation and dissemination of evidence of impact from the projects, identifying risks and opportunities for the UK.