Health Insurance Provision for Vulnerable Populations

为弱势群体提供健康保险

• 批准号: 7035187
• 负责人: Jay Bhattacharya
• 金额: $ 11.11万
• 依托单位: STANFORD UNIVERSITY
• 依托单位国家: 美国
• 财政年份: 2006
• 资助国家: 美国
• 起止时间: 2006-06-01 至 2011-05-31
• 项目状态: 已结题
• 来源: https://reporter.nih.gov/project-details/7035187
• 关键词: HIV infections; Medicare /Medicaid; behavioral /social science research tag; chronic disease /disorder; functional ability; health care policy; health economics; health insurance; health surveys; human data; information systems; mathematical model; medically underserved population; organized financing; person with disability; statistics /biometry; time resolved data; vital statistics

DESCRIPTION (provided by applicant): My training in medicine and in economics has led me to interests in a wide variety of topics in health economics. My initial research in graduate school encompassed topics such as the Japanese health economy returns to specialization for doctors, and technology adoption by hospitals. Since becoming a professional economist, my interests have focused mainly on the effects of insurance markets on vulnerable populations. The agenda for this application focuses on two different vulnerable populations in two different insurance markets: HIV+ patients who depend on secondary life insurance markets to finance their wellbeing; and the disabled who depend on Medicare for their care. The overarching theme is that a detailed understanding of the economics of insurance will help guide policies that can best help these populations. Two projects will cover much of my time over the next five years. The first, which builds upon an NIH funded project that began in Sep. 2003, aims to use the secondary market in life insurance as a vehicle to explore distortions in market behavior of chronically ill populations, such as those with HIV disease. The second, which builds upon an NIH funded program project through the NBER, and will begin in summer 2004, is a study of disability, chronic disease, and the future of Medicare. The proposed award will provide important opportunities to me to pursue research both directly and indirectly related to the above studies. It will allow me the time and flexibility to develop my career in three different areas: (1) learn about and develop a research agenda in the behavioral economics of health care; (2) gain experience serving as a principal investigator on projects; and (3) gain expertise with large and underused databases relevant to my research area.

描述（由申请人提供）：我在医学和经济学方面的培训使我对卫生经济学的各种主题产生了兴趣。我在研究生院的最初研究主题包括日本健康经济回归医生专业化以及医院采用技术等主题。自从成为一名专业经济学家以来，我的兴趣主要集中在保险市场对弱势群体的影响。该应用程序的议程重点关注两个不同保险市场中的两个不同的弱势群体：依赖二级人寿保险市场为其福祉提供资金的艾滋病毒+患者；以及依赖医疗保险照顾的残疾人。总体主题是，对保险经济学的详细了解将有助于指导能够最好地帮助这些人群的政策。 在接下来的五年里，两个项目将占据我的大部分时间。第一个项目以 2003 年 9 月开始的 NIH 资助项目为基础，旨在利用人寿保险二级市场作为工具，探索慢性病人群（例如艾滋病患者）市场行为的扭曲。第二个项目以 NIH 通过 NBER 资助的项目为基础，将于 2004 年夏季开始，研究残疾、慢性病和医疗保险的未来。 拟议的奖项将为我提供重要的机会，以从事与上述研究直接和间接相关的研究。这将使我有时间和灵活性在三个不同领域发展我的职业生涯：（1）了解并制定医疗保健行为经济学的研究议程； (2) 获得担任项目负责人的经验； (3) 获得与我的研究领域相关的大型且未充分利用的数据库的专业知识。