Forming science-industry partnerships to link everyday behaviors to well-being

项目总结/摘要 在一个前所未有的长寿时代，老年人的健康和福祉反映了他们的决定和行为。 几十年的实践。人们在日常生活中做出的看似微不足道的决定和行动， 影响老年人压力、参与机会和健康的长期累积后果 年龄财务安全与身心健康密切相关，大多数美国人 在经济上并不安全。即使是那些有足够资源储蓄和投资的人， 缺乏必要的技能和动力来进行明智的规划和养成有利于健康的习惯， 在老年时的幸福。独立于财务健康之间的潜在因果关系， 身体健康和心理健康、长期财务和与健康有关的规划份额 许多共同的特点。社会科学开始解决这些问题，但大量的 现有的研究依赖于个人在实验室环境中假设任务的表现， 对调查的答复。私营行业通常拥有非常庞大和丰富的数据资源， 日常生活中的行为。良好控制的实验室研究与实际 行为对理解行为和开发可扩展的 干预措施，以改善财务，心理和身体健康。金融服务和医疗保健 行业是寻找有效解决方案的关键利益攸关方，但目前， 社会科学家和私营部门公司仅限于偶尔咨询和专有 research.合作通常很难建立，受到复杂的隐私问题的限制， 后勤问题和对如何使用调查结果的相互不信任。然而， 研究人员和私营部门的公司代表了非凡的机会，以回答重要的 关于预测长期健康结果的决策和行动的问题。这个项目的目标 是用一种独特的跨学科视角来理解最优和次优 成年后的决策。通过培训早期研究人员有效地建立研究 通过与工业界的伙伴关系，我们可以促进研究项目的发展，这些项目承诺 改善老年人和社会健康和财务状况。

PROJECT SUMMARY / ABSTRACT In an age of unprecedented longevity, health and well-being in old age reflect decisions and behavioral practices that span decades. Seemingly minor decisions and actions people take in everyday life have cumulative, long-term consequences that affect stress, opportunities for engagement, and health in old age. Financial security is strongly related to physical and mental health, and the majority of Americans are not financially secure. Even among those who have sufficient resources to save and invest, many lack the skills and motivation required to engage in wise planning and habits that support health and well-being at advanced ages. Independent of the potential causal relationships among financial health, physical health and psychological well-being, long-term financial and health-related planning share many common features. Social science is beginning to address these issues but the vast amount of existing research relies on individuals' performance on hypothetical tasks in laboratory settings or responses on surveys. Private industries often have very large and rich data resources that reflect behavior in everyday life. A lack of connection between well-controlled laboratory studies and actual behavior creates a major barrier to progress in understanding behavior and developing scalable interventions to improve financial, mental, and physical health. The financial services and healthcare industries are key stakeholders in finding effective solutions but at present collaborations between social scientists and private sector companies are limited to occasional consulting and proprietary research. Collaborations are typically difficult to establish, limited by complex privacy concerns, logistical issues and mutual distrust about how the findings might be used. Yet, partnerships between researchers and private sector companies represent extraordinary opportunities to answer important questions about decisions and actions that predict long-term health outcomes. The goal of this project is to bring a unique interdisciplinary perspective to the understanding of optimal and suboptimal decision making across adulthood. By training early-stage researchers to effectively establish research partnerships with industry, we can facilitate the development of research projects that promise to improve health and financial well-being for aging individuals and society.