Forming science-industry partnerships to link everyday behaviors to well-being

项目摘要/摘要 在一个前所未有的长寿时代，老年时的健康和幸福反映了决策和行为 这种做法跨越了几十年。人们在日常生活中做出的看似微不足道的决定和行动 影响老年人压力、参与机会和健康的长期累积后果 年龄。经济安全与身心健康密切相关，大多数美国人 在财务上并不安全。即使在那些有足够资源储蓄和投资的人中，也有许多人 缺乏从事明智的计划和习惯所需的技能和动力，以支持健康和 高龄时的幸福。与金融健康之间的潜在因果关系无关， 身体健康和心理健康、长期财务和与健康相关的规划分享 有许多共同之处。社会科学正在开始解决这些问题，但大量的 现有的研究依赖于个人在实验室环境中或在假设任务中的表现 对调查的答复。私营行业通常拥有非常庞大和丰富的数据资源，这些资源反映了 日常生活中的行为。受控良好的实验室研究与实际情况之间缺乏联系 行为对理解行为和开发可伸缩性的进展造成了主要障碍 改善经济、心理和身体健康的干预措施。金融服务和医疗保健 行业是寻找有效解决方案的关键利益相关者，但目前 社会科学家和私营部门的公司仅限于偶尔的咨询和专有 研究。合作通常很难建立，受到复杂的隐私问题的限制， 后勤问题，以及对如何使用调查结果的相互不信任。然而，两国之间的伙伴关系 研究人员和私营部门公司代表着回答重要问题的非同寻常的机会 关于预测长期健康结果的决定和行动的问题。这个项目的目标是 是用一种独特的跨学科视角来理解最优和次优 整个成年期的决策过程。通过培训早期研究人员来有效地建立研究 通过与产业界的伙伴关系，我们可以促进研究项目的发展，这些项目承诺 改善老年人和社会的健康和经济福祉。

PROJECT SUMMARY / ABSTRACT In an age of unprecedented longevity, health and well-being in old age reflect decisions and behavioral practices that span decades. Seemingly minor decisions and actions people take in everyday life have cumulative, long-term consequences that affect stress, opportunities for engagement, and health in old age. Financial security is strongly related to physical and mental health, and the majority of Americans are not financially secure. Even among those who have sufficient resources to save and invest, many lack the skills and motivation required to engage in wise planning and habits that support health and well-being at advanced ages. Independent of the potential causal relationships among financial health, physical health and psychological well-being, long-term financial and health-related planning share many common features. Social science is beginning to address these issues but the vast amount of existing research relies on individuals' performance on hypothetical tasks in laboratory settings or responses on surveys. Private industries often have very large and rich data resources that reflect behavior in everyday life. A lack of connection between well-controlled laboratory studies and actual behavior creates a major barrier to progress in understanding behavior and developing scalable interventions to improve financial, mental, and physical health. The financial services and healthcare industries are key stakeholders in finding effective solutions but at present collaborations between social scientists and private sector companies are limited to occasional consulting and proprietary research. Collaborations are typically difficult to establish, limited by complex privacy concerns, logistical issues and mutual distrust about how the findings might be used. Yet, partnerships between researchers and private sector companies represent extraordinary opportunities to answer important questions about decisions and actions that predict long-term health outcomes. The goal of this project is to bring a unique interdisciplinary perspective to the understanding of optimal and suboptimal decision making across adulthood. By training early-stage researchers to effectively establish research partnerships with industry, we can facilitate the development of research projects that promise to improve health and financial well-being for aging individuals and society.