当前，世界范围内中小型企业融资困难现象较为普遍，而供应链金融则有效解决了这一难题。传统的供应链金融研究大多只关注单一融资、单一商品的情境。而随着实践的发展，供应链金融已经进入3.0阶段，这一阶段具有许多新的特征。在供应链3.0的背景下，本项目拟根据供应链金融所呈现出的新特征，分别研究资金约束零售商在多种情境下的联合运营策略和财务策略。具体而言，本项目分别研究在单一融资模式、组合融资模式和引入金融工具条件下，资金约束零售商的库存策略。本项目的研究内容可以完善现有库存管理领域的理论研究，拓展供应链金融的研究范畴，并能够为供应链金融的实践提供相应的管理启示。

Nowadays, the financing difficulty of small and medium-sized enterprises is the worldwide problem, and supply chain finance solves this problem effectively. Traditional research of supply chain finance focuses on single financing source and single commodity variety situation. With the development of practice, supply chain finance has entered the 3.0 stage, which has many new features. Under the background of supply chain 3.0, this project intends to study the joint operation strategy and financial strategy of capital constrained retailer in various situations based on the new features of supply chain finance. Specifically, this project studies the inventory strategy of capital-constrained retailers in terms of the single financing mode, the portfolio financing mode and the introduction of financial instruments. The research content of this project can improve the theoretical research of the existing inventory management field, expand the research scope of supply chain finance, and provide corresponding management enlightenment for the practice of supply chain finance.