Collaborative Research: Empirical Studies of Altruism and Saving

本研究由四个独立但相关的实证研究组成 项目旨在增加我们对利他主义的理解， 行为和家庭储蓄。 这些项目审查了 货币慈善捐款与 志愿劳动力供给;私人家庭内部 转移支付受到公共转移支付的影响; 1986年家庭储蓄税收待遇的变化 个人退休账户;以及借款的影响 限制家庭储蓄和耐用品消费。 第一项研究发展了一个家庭的理论模型， 慈善行为产生了几个重要的经验 提议 这些将使用两个数据进行检查， 1986年消费者财务调查（SCF）和一个新的数据集， 志愿服务 家庭内部转移的研究将是 首先，研究现有的理论模型和 使用专家小组数据的家庭内部转移反应 收入动态研究。 第三项研究将使用三种方法 SCF小组分析了法律变化的影响， 可扣除的伊拉供款限制。 它将扩展作者的 以前在这方面的工作。 最后一个项目将调查 借款限制的持续时间以及这些限制的影响 对家庭储蓄和耐用品消费的限制 使用SCF面板。

This research consists of four separate, but related empirical projects aimed at increasing our understanding of altruistic behavior and household saving. The projects examine the relationship between monetary charitable contributions and volunteer labor supply; the degree to which private intrafamily transfers are affected by public transfers; the effects on household saving of the 1986 changes in the tax treatment of Individual Retirement Accounts; and the effects of borrowing constraints on household saving and the consumption of durables. The first study develops a theoretical model of household charitable behavior that yields several important empirical propositions. These will be examined using data from both the 1986 Survey of Consumer Finances (SCF) and a new dataset on volunteerism. The study of intrafamily transfers will be the first to examine existing theoretical models and the responsiveness of intrafamily transfers using data from the Panel Study on Income Dynamics. The third study will use the three-way SCF panel to analyze the effects of statutory changes in deductible IRA contribution limits. It will extend the authors' previous work in this area. The last project will investigate the duration of borrowing constraints and the effects of these constraints on household saving and the consumption of durables using the SCF panel.