Understanding intergenerational financial assistance with home ownership

在过去十年中，拥有第一套住房的代际经济支持比例急剧上升。该项目旨在了解这种支持是如何在家庭内部进行谈判的。它将采用创新的定性方法，从多个家庭成员的角度确定这种形式的经济援助如何随着时间的推移对家庭产生影响。预期的结果包括一个新的系统框架，以认识家庭如何塑造年轻人拥有住房的途径，并制定基于证据的金融政策。这将带来巨大的好处，包括在购买财产时为捐助者和财政援助受援者提供更大的保护。

Rates of intergenerational financial support with first home ownership have skyrocketed over the last decade. This project aims to understand how this support is negotiated within families. It will use innovative qualitative methods to identify how this form of financial assistance impacts upon families over time, and from the perspectives of multiple family members. Expected outcomes include a new, systematic framework to recognise how families shape young adults’ pathways into home ownership and to develop evidence-based financial policy. This should provide significant benefits including greater protection for both donors and recipients of financial assistance when purchasing property.