RegTech software development featuring innovative real-time business change and regulatory environment monitoring to support compliance with Financial Conduct Authority's SMCR Regulatory Framework

自2019年12月起，所有受金融市场行为监管局（FCA）监管的金融服务/市场（约83.5万家英国企业/ 22.5万名个人）必须遵守高级管理人员和认证制度（SMCR），以通过增加企业和个人问责制来提高行业诚信。商业智能表明，许多企业正在努力有效地实现法规并保持遵从性。这一点在4月21日得到了证实，当时FCA通知约3000家企业，他们尚未提交必要的证明，并将采取执法行动。最大的困难是企业遵守文化，行政认证/证据负担是次要问题。我们建议开发我们现有的软件解决方案（PeopleClear SMCR），它已经鼓励最佳业务实践来支持fca的目标，包括一个创新的，一流的“洞察引擎”，以不断监控** **不断变化的业务和监管环境，并建议适当的行动，以保持实时SMCR合规

Since December 2019, all Financial Conduct Authority (FCA)-regulated financial services/markets (~83.5k UK businesses/225k individuals) must comply with the Senior Managers and Certification Regime (SMCR) in an effort to improve sector integrity through increased business and individual accountability.Business intelligence indicates many businesses are struggling to implement the regulations effectively and to maintain compliance. This was confirmed in April 21, when FCA notified ~3,000 businesses that they had not yet submitted the necessary certifications and that enforcement action would ensue (FTAdviser\_26/04/21).The greatest identified difficulty is in businesses complying culturally, with the administrative certification/ evidencing burden being a secondary concern.We propose to develop our existing software solution (PeopleClear SMCR), which already encourages best business practice to support FCA-objectives, to include an **innovative, first-in-class "Insights Engine" to constantly monitor the** **evolving business and regulatory environment and recommend appropriate actions to maintain SMCR-compliance in real-time.**