CREDIT: Cryptocurrency Effects in Digital Transformations

本研究将考虑加密货币（如比特币）及其相关底层技术区块链所出现的研究问题。英格兰银行在其最近关于数字货币的报告中指出，尽管有许多创新要么是支付系统（M-Pesa）的创新，要么是货币（布里斯托尔英镑）的创新，但数字货币代表了支付和货币的创新。基于加密协议的数字货币被称为加密货币。这些允许最终用户通过使用分布式公共分类账来运营“不信任第三方”的金融系统（Weber, 2014）。这些系统在技术上具有创新性，不仅对货币和支付系统，而且对集中的控制、记录和验证结构都具有潜在的极大破坏性。本研究旨在调查围绕4个主题的加密货币现象：数字转型、隐私、社区和机构；通过“货币”问题密切相关的主题，并提供广泛的研究机会。这项研究的结果将成为各种利益相关者的政策文件，包括中央和地方政府、科技协会等行业机构、研究机构等。这是一种为那些将加密货币和区块链技术纳入其产品和服务的公司提供的方法。该方法将是每个阶段要考虑的问题的分步指南，并将涉及初创企业和现有企业。一些小规模的试点研究，研究加密货币的潜在影响一个由学术研究人员和专业人士组成的社区，能够开发研究领域，支持DE主题，开发加密货币的未来需求。汇编和传播项目影响的证据，确定联合王国的风险和机遇。

This research will consider the research issues emerging from crypto currencies eg Bitcoin and their associated underlying technology, the block chain.The Bank of England in its recent report on Digital Currencies suggest that although there are many innovations that are either an innovation in the payment system (M-Pesa) or the currency (Bristol £), digital currencies represent an innovation in both payment and currency. Digital currencies that are based on cryptographic protocols are termed crypto-currencies. These allow end-users to operate a financial system "without trust in third-parties" (Weber, 2014) through the use of a distributed public ledger. These systems are are technologically innovative and potentially extremely disruptive not only of money and payment systems, but also of centralised structures of control, recording and validation. This research aims to investigate the phenomena of crypto-currencies grouped around 4 main themes, digital transformations, privacy, community and institutions; themes which are closely inter-related through the issue of "currency" and present wide ranging research opportunities. The outcomes of the research will bePolicy documents for various stakeholders including central and local government, industry bodies such as techUK, research agencies etc.A methodology for those companies engaged in incorporating crypto-currencies and blockchain technologies within their products and services. The methodology will be a step-step guide of the issues to be considered at each phase and will address both start-ups and incumbents.A number of small pilot studies examining the potential impacts of crypto-currencies A community of academic researchers and professionals able to develop the research areaSupport for the DE theme in developing future calls in crypto currencies. A compilation and dissemination of evidence of impact from the projects, identifying risks and opportunities for the UK.