LIFE COURSE WEALTH AND HEALTH IN THE PSID

我们建议对收入动态小组研究(PSID)进行三个扩展，以提高该研究对人生财富和健康研究的分析价值：(1)关于财富和积极储蓄的7分钟问题；(2)关于负责人和妻子的养老金以及随后的雇主养老金计划数据收集和编码的4分钟问题；以及(3)规划新的PSID健康衡量标准和实施健康数据验证研究。PSID的这些扩展在研究方面的好处包括：(A)向分析师提供关于储蓄变化的第一个可靠的微观数据系列，并结合收入数据，提供消费变化；(B)提供关于1994-99年期间财富变化的数据，在这一时期，财务和少数人持股的家族企业投资的回报甚至更高，而且可能更分散地分布在家庭之间，而在过去的PSID数据间隔(1984-89年和1989-94年)和消费者金融调查小组间隔(1983-1989年)所述期间：(C)在退休等重要过渡之前和期间反复计量财富和活跃储蓄，特别是因为PSID的负责人和妻子包括近5,000名“婴儿潮一代”(出生于1945-1964年)(D)通过继承和其他转移措施，对年迈的父母及其成年子女的财富提供了数百个相互关联的观察；(E)首次为新增加的1968年后移民家庭的PSID样本衡量财富；和(F)补充作为PSID核心访谈的一部分已经收集的NIA资助的健康数据，向整个年龄段的丈夫和妻子提出问题(许多先前的健康数据仅限于55岁以上的人)

We propose three expansions of the Panel Study of Income Dynamics (PSID) which would enhance the study's analytic value for research on life course wealth and health: (1) seven minutes of questions on wealth and active savings; (2) four minutes of questions on pensions of the head and wife, and subsequent employer pension plan data collection and coding; and (3) the planning of new PSID health measures and implementation of a health data validation study. Research benefits of these expansions of the PSID include: (a) providing analysts with the first reliable micro-level data series on change in savings and, in combination with income data, change in consumption; (b) providing data on change in wealth over the period 1994-99, a time when returns to financial and closely held family business investments were even higher and possibley more dispersed across households than during the period covered in the previous PSID weath intervals (1984-89 and 1989-94) and the Survey of Consumer Finance panel interval (1983-1989): (c) providing repeated measurements of wealth and active savings prior to and during important transitions such as retirement, particularly since the PSID heads and wives include almost 5,000 "baby boomers" (born 1945-1964) (d) providing hundreds more linked observations on the wealth of elderly parents and their adult children with measures of inheritance and other transfers; (e) measuring wealth for the first time for the newly-added PSID sample of post-1968 immigrant households; and (f) complementing the NIA-funded health data already being collected as part of the PSID core interview, with questions for both husbands and wives across the full age range (much of the prior health data have been restricted to those over age 55)