Research Degree: Social Science

我一直是研究团队的一员，该团队为哥伦比亚建立了一个公平和可持续的收入或有贷款计划，导致该国引入了该政策（该政策于2022年获得ESRC杰出公共政策影响奖）。这是改革哥伦比亚高等教育融资体系急需的一步，但并没有接近解决社会经济差距和问题，为目前的学生贷款持有人，以及新的学生谁将无法获得收入或有贷款，由于有限的能力，政策的实施。我的研究建议建立在工作的阿拉贡，查普曼，Dearden和Pulido设计改革贷款制度的备选方案（用ICL取代可免除贷款，将目前的债务人过渡到ICL，并将现行政策扩大到高等教育中已经入学的学生和研究生等）和公共系统（用ICL取代免费提供），旨在改变哥伦比亚的高等教育。此外，为了增加对政策设计的影响，我将建立一个可供参考的模型，使政策制定者能够参数化自己的计划（利率，偿还率，长度等）。为了进行分析，我将使用哥伦比亚的一个新奇数据集，该数据集将毕业考试与毕业考试联系起来，（每个学生必须从高中毕业）、高等教育入学率和结果（学位，持续时间，毕业，辍学，高等教育退出考试）和劳动力市场信息（自2009年以来的月度记录，表征正式就业和收入）

I have been part of the research team that modeled an equitable and sustainable Income Contingent Loan Scheme for Colombia that led to the introduction of the policy in the country (Which received the ESRC Outstanding Public Policy Impact prize in 2022). This was a much-needed step in reforming the Higher Education financing system in Colombia but does not come close to solving the socio-economic gaps and problem for current student loan holders, and new students who will not have access to Income Contingent Loans due to limited capacity of the policy implemented.My research proposal builds on the work of Aragon, Chapman, Dearden and Pulido to design options to reform the loan system (replacing forgivable loans with ICLs, transiting current debtor to ICL, and expanding current policy to already enrolled students in higher education and postgraduate students, etc.) and the public system (replacing free provision with ICL) aiming at transforming the higher education provision in Colombia. Moreover, to increase the influence on policy design I will build a publically available model that allows policy makers to parametrize their own scheme (interest rates, repayment rates, length, etc.) and make transparent the implication for current students, graduates, taxpayers, and public and private higher education institutions.To do the analysis I will use a novelty dataset in Colombia that linked School-exit exams (mandatory for every student to graduate from high-school), Higher-education enrolment and outcomes (degree, duration, graduation, dropout, HE exit exam), and Labor Market information (monthly records since 2009 that characterize formal employment and earnings)