Women's pension entitlement in the UK: Understanding who may have been left under-provisioned by recent changes in the state pension age, intends to f

根据1995年和2011年的《养恤金法》，妇女领取国家养恤金的年龄从60岁提高到66岁的速度比预期的要快，以应对预期寿命延长带来的成本影响。但在没有适当通知的情况下不断上升的SPA使人们很难改变他们的工作时间表或养老金计划，特别是那些出生于20世纪50年代的人。由于工程和养老金部（DWP）的管理不善，他们失去了额外通知调整退休计划的机会。他们可能很难进入劳动力市场，以弥补他们的储蓄（Scutt，2023）。PPI（2011年）的数据显示，20世纪50年代出生的女性中只有65%仍然积极参与经济活动，这表明她们可能需要十年或更长时间才能对SPA的变化做出反应。监察员认为，妇女应该有至少28个月的时间单独了解这些变化，而她们只有16个月的时间来适应这一新的政策决定（议会和卫生服务监察员，2023年）。受国家养老金年龄（SPA）变化影响的20世纪50年代出生的女性人数超过150万（Thurley和Keen，2018）。

According to the 1995&2011 Pension Acts, the women's state pension age (SPA) has increased from 60 to 66 faster than anticipated to face the cost implication of an increase in life expectancy. However, the rising SPA without appropriate notification has made it difficult for people to change their working schedule or pension plan, especially those born in the 1950s. The opportunity that additional notice would have given them to adjust their retirement plans has been lost due to the mismanagement within the Department of Works and Pensions (DWP). They may struggle to enter the labour market to compensate for their savings (Scutt, 2023). The data from PPI (2011) shows that only 65% of women born in the 1950s still actively participate in economic activity, which claims that they may need ten years or more to respond to the change in SPA. The Ombudsman believed that women should have had at least 28 months' more individual notice of the changes than they got, while they only got 16 months to suit this new policy decision (Parliamentary and Health Service Ombudsman, 2023). The number of women born in the 1950s affected by State Pension Age (SPA) changes is over 1.5 million (Thurley and Keen,2018).