The Proximity of Disaster Experiences and Financial Preparedness for Emergencies in the US
The Proximity of Disaster Experiences and Financial Preparedness for Emergencies in the US
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美国灾难经历的邻近性和紧急情况的财务准备
DOI：
10.1017/dmp.2022.228
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发表时间：
2022
影响因子：
2.7
通讯作者：
Cong, Zhen
中科院分区：
文献类型：
--
作者：
Feng, Guanggang;Cong, Zhen
目的研究灾害经历与应急财务准备的关系。方法数据来源于联邦紧急事务管理署管理的《2018年全国家庭调查》。结果Logistic回归分析显示，灾害发生后2-5年，预留应急资金的可能性最高，略有下降，但即使在16年后仍持续存在。最近一年内的灾害经历没有显示出重大影响，表明有一段时间需要大量资金。但受灾经历对储备额的影响不显著。结论与既往受灾经历相关的风险知觉增加可能与财务准备的可能性更相关；而其他与能力相关的因素，如收入和是否有残疾，对储备额的影响更大。
ObjectiveThis study investigated how the proximity of disaster experience was associated with financial preparedness for emergencies.MethodsThe data used were from the 2018 National Household Survey, which was administered by the Federal Emergency Management Agency. The working sample included 4779 respondents.ResultsLogistic Regression showed that the likelihood of setting aside emergency funds tended to be the highest between 2-5 years after experiencing a disaster, which declined slightly but persisted even after 16 years. Recent disaster experience within 1 year did not show a significant impact, indicating a period of substantial needs. However, the proximity of disaster experience did not significantly affect the amount of money set aside.ConclusionIt is suspected that increased risk perception related to previous experiences of disasters is more relevant to the likelihood of preparing financially; whereas other capacity-related factors such as income and having a disability have more effect on the amount of money set aside.
影响因子：
2.7
作者：
N. P. Malmin
通讯作者：
N. P. Malmin
影响因子：
12.7
作者：
Eisenman, David P;Cordasco, Kristina M;Glik, Deborah
通讯作者：
Glik, Deborah
我是否存了足够的钱来保持社交距离？
影响因子：
2.8
作者：
Dee Warmath;G. O'Connor;C. Newmeyer;Nancy Wong
通讯作者：
Nancy Wong