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Determinants and dynamics of the geography of global banking: The role of economic, cultural and political factors.

全球银行业地理的决定因素和动态：经济、文化和政治因素的作用。

基本信息

批准号：
160096466
负责人：
Professor Dr. Harald Sander
金额：
--
依托单位：
Faculty of Economics and Business Administration
依托单位国家：
德国
项目类别：
Research Grants
财政年份：
2009
资助国家：
德国
起止时间：
2008-12-31 至 2012-12-31
项目状态：
已结题

来源：
https://gepris.dfg.de/gepris/projekt/160096466?language=en
关键词：
Determinants dynamics geography global banking

项目摘要

Cross-border banking has increased dramatically, yet the determinants and dynamics of bilateral cross-border activities are not fully understood. Recent research shows that geographical distance matters even for “weightless” banking products and is thus producing an economic geography. However, distance is only an imperfect proxy for all informational, transactional, political, regulatory and cultural frictions which act as barriers to integration. This project aims at an in-depth analysis of the determinants and dynamics of cross-border banking. The project will utilize two exclusive and confidential data sets and thus provide new insights in three important ways. Firstly, by focussing on global bilateral cross-border banking, banking geography can be investigated with a specific focus on (de)regulation and integration policies including the role of currency unions. Secondly, complementary to this macro-analysis a micro-analysis will be conducted using Dutch disaggregated bank-level data to highlight the role of different banking market characteristics. Thirdly, the insights obtained from these two sub-studies will be utilized for an in-depth analysis of cross-border banking with respect to the current financial crisis. Overall, the project will provide a deeper understanding of the driving forces of globalization in banking and will thus be of significant guidance to policy makers concerned with financial market integration, currency unions and financial market stability.

跨境银行业务大幅增加，但对双边跨境活动的决定因素和动态还没有完全了解。最近的研究表明，地理距离甚至对“失重”的银行产品也很重要，因此正在产生一种经济地理。然而，距离只是所有信息、交易、政治、监管和文化摩擦的不完美替代品，这些摩擦都是整合的障碍。本项目旨在深入分析跨境银行业务的决定因素和动态。该项目将利用两个独家和保密的数据集，从而在三个重要方面提供新的见解。首先，通过将重点放在全球双边跨境银行业务上，可以调查银行业的地理位置，特别关注(去)监管和一体化政策，包括货币联盟的作用。其次，作为对这一宏观分析的补充，将使用荷兰按银行分类的数据进行微观分析，以突出不同银行市场特征的作用。第三，将利用从这两个分研究中获得的见解，针对当前的金融危机深入分析跨境银行业务。总体而言，该项目将更深入地了解银行业全球化的驱动力，从而对关注金融市场一体化、货币联盟和金融市场稳定的决策者具有重要指导意义。