Measurement of productivity and technological progress / learning in the service industry: An empirical study of the Nigerian financial industry

服务业生产率和技术进步/学习的衡量：尼日利亚金融业的实证研究

• 批准号: 19J10715
• 负责人: ADUBA Joseph Junior
• 金额: $ 1.09万
• 依托单位: Ritsumeikan University
• 依托单位国家: 日本
• 项目类别: Grant-in-Aid for JSPS Fellows
• 财政年份: 2019
• 资助国家: 日本
• 起止时间: 2019-04-25 至 2021-03-31
• 项目状态: 已结题
• 来源: https://kaken.nii.ac.jp/en/grant/KAKENHI-PROJECT-19J10715/
• 关键词: value-creation; financial intermediation; learning curve; e-banking; financial technologies; technology diffusion; technology learning; technology forecasting

The final theme of my dissertation is entitled "Analysis of Technological Learning and the Learning Curve of Financial Intuitions in Nigeria". This dissertation systematically addressed three key problems and provided appropriate policy recommendation. Among other things, the followings are the major outcomes of the dissertation.1. A framework for measuring the learning curve of financial institution was developed and tested using data from Japanese and Nigeria banking system. The result of this exercise is scheduled for publication in the journal of "Financial Innovation" (SpringerOne) with the theme: The impact of learning by credit and value creation on the efficiency of Japanese commercial banks.2. The dissertation also studied technological learning in the Nigeria financial systems by characterizing the diffusion of four major electronic payment systems using innovation/ technology diffusion models. The result is also scheduled to be published in "Technology Analysis and Strategic Management" Routledge, Tailor & Francis, under the theme: Analyzing and Forecasting the diffusion of electronic payment systems in Nigeria.3. Finally, the dissertation analyzed the socio-economic impact of electronic banking on a large sample of users from different strata of the Nigeria population (drawn through field survey). The result of this exercise has been published in "International Journal of Social Economics", Emerald Insight, with the them: On the determinants, gains and challenges of electronic banking in Nigeria.

本论文的最后一篇题为《尼日利亚技术学习与金融直觉学习曲线分析》。本文系统地解决了三个关键问题，并提出了相应的政策建议。其中，以下是本论文的主要成果。建立了金融机构学习曲线的测量框架，并利用日本和尼日利亚银行系统的数据进行了检验。这项研究的结果计划发表在《金融创新》(SpringerOne)杂志上，主题是：信用学习和价值创造对日本商业银行效率的影响。本文还通过创新/技术扩散模型刻画了四种主要电子支付系统的扩散特征，研究了尼日利亚金融系统中的技术学习。研究结果还计划发表在《技术分析和战略管理》Routledge，Tailor&Francis上，主题是：分析和预测电子支付系统在尼日利亚的普及。最后，本文分析了电子银行对尼日利亚不同阶层用户的社会经济影响(通过实地调查得出)。这项研究的结果已发表在《国际社会经济学杂志》《Emerald Insight》上，题为《他们：关于尼日利亚电子银行业务的决定因素、收益和挑战》。

项目成果

On the determinants, gains and challenges of electronic banking adoption in Nigeria

尼日利亚采用电子银行的决定因素、收益和挑战

• DOI: 10.1108/ijse-07-2020-0452
• 发表时间: 2021
• 期刊: International Journal of Social Economics
• 影响因子: 1.9
• 作者: Yoshihiro Takadate;Tatsunari Kondoh;Manabu Igarashi;Junki Maruyama;Rashid Manzoor;Hirohito Ogawa;Masahiro Kajihara;Wakako Furuyama;Masahiro Sato;Hiroko Miyamoto;Reiko Yoshida;Terence E. Hill;Alexander N. Freiberg;Heinz Feldmann;Andrea Marzi,;ADUBA Joseph Jr.
• 通讯作者: ADUBA Joseph Jr.

Industry (Economic)-wide Learning: A Comparative Study of Manufacturing and Non-manufacturing Sector in Japan

全产业（经济）学习：日本制造业与非制造业的比较研究

• DOI: 10.9734/ajeba/2018/46859
• 发表时间: 2018
• 期刊: Asian Journal of Economics, Business and Accounting
• 作者: Aduba;Joseph Jr. and Hiroshi Izawa
• 通讯作者: Joseph Jr. and Hiroshi Izawa

Does learning by credit and value creation in depository financial institutions explain financial development in developing economies: evidence from sub-Sahara African and Asia Pacific.

存款金融机构的信贷学习和价值创造能否解释发展中经济体的金融发展：来自撒哈拉以南非洲和亚太地区的证据。

• 发表时间: 2019
• 作者: ADUBA;Joseph Junior and IZAWA Hiroshi
• 通讯作者: Joseph Junior and IZAWA Hiroshi

Analysing and forecasting the diffusion of electronic payments system in Nigeria

尼日利亚电子支付系统的普及分析和预测

• DOI: 10.1080/09537325.2021.1950675
• 发表时间: 2021
• 期刊: Technology Analysis & Strategic Management
• 影响因子: 3.4
• 作者: Yoshihiro Takadate;Tatsunari Kondoh;Manabu Igarashi;Junki Maruyama;Rashid Manzoor;Hirohito Ogawa;Masahiro Kajihara;Wakako Furuyama;Masahiro Sato;Hiroko Miyamoto;Reiko Yoshida;Terence E. Hill;Alexander N. Freiberg;Heinz Feldmann;Andrea Marzi,;ADUBA Joseph Jr.;ADUBA Joseph Jr. and IZAWA Hiroshi;ADUBA Joseph Jr. ASAGRI Behrooz
• 通讯作者: ADUBA Joseph Jr. ASAGRI Behrooz

Economic Value Creation and Learning in the Financial Services Industry; Empirical Evidence from Japanese Banking industry.

金融服务行业的经济价值创造和学习；

• 发表时间: 2019
• 作者: ADUBA;Joseph Junior and IZAWA Hiroshi
• 通讯作者: Joseph Junior and IZAWA Hiroshi