Development of the money management educational program in an elementary school/a junior high school/the high school

本研究的目的是在对中小高中生的金钱观和消费生活的实况调查的基础上，开发家庭经济教育中金钱管理教育的学习方案。在去年的调查中，对于小学生来说，经常得到零花钱的人超过一半，一学年有很多购物经历。此外，他们很好地认识到节约的重要性和告诫浪费，但它是由一个朋友和一个广告控制，没有做如何使用独立的钱。对高中家庭经济学教材和金融机构辅助读者的内容进行了分析。教科书中包含了生活设计和消费生活的领域，附带读物中包含了与金融/经济直接相关的实用内容。我们对那名高中生进行了调查。因此，一个月的零花钱金额差异很大。零花钱多、钱多的人往往会按顺序买新东西。此外，经历过网上购物的人超过一半，似乎资金管理变得更加重要。很多高中生把没有钱就无法生活作为未来工作的理由，他们是现实的。中学生对理财知识的学习寄予了很高的希望，也正是他们进行理财教育的好时机。最后制定了小学理财教育方案。

This study was aimed at developing a learning program of the money management education in the home economics education based on outlook on money and the fact-finding of the consumption life of the small/the middle and high school student.In the investigation of the last year, as for the primary schoolchild, the people who got pocket money regularly were more than half, and there was much shopping experience with a school year. In addition, they recognized the importance of savings and an admonition of the wastes well, but it was controlled by a friend and an advertisement and did not do how to use independent money.We analyzed the contents of the textbook of the home economics of the high school and the side reader by financial institutions. A domain of a life design and the consumption life was included in a textbook, and contents with utility connected directly with finance/economy were included in a side reader.We conducted an investigation of the high school student. As a result, the difference of the pocket money amount of money of one month was big. The person with much pocket money use amounts of money tended to buy a new thing in sequence. In addition, the person who experienced internet shopping are more than half, and it seems that the money management becomes still more important.Many high school students put up that they cannot live if there was not money as a reason of the future working, and they were realistic. The hope to the learning of the money management of the high school student is high, and it is the time suitable for the money education for them.Finally we made the money management educational program of the elementary school.