Development of the money management educational program in an elementary school/a junior high school/the high school

本研究旨在通过对中小学生消费生活的实地调查，在金钱观的基础上，制定家政教育中理财教育的学习方案。在过去一年的调查中，对于小学生来说，经常得到零花钱的人超过了一半，一学年有大量的购物经历。此外，他们很好地认识到了节约的重要性和对浪费的警示，但它是由一个朋友和一个广告控制的，不做独立的钱的使用。我们分析了高中家政学教科书的内容和金融机构的旁白。将生活设计和消费生活的一个领域纳入教材，将与财经直接相关的功利性内容纳入侧读器，对高中生进行了调查。结果，一个月的零用钱数额相差很大。零用钱多的人往往会按顺序购买一件新东西。此外，经历过网购的人超过一半，理财似乎变得更加重要。许多高中生提出，如果没有钱就不能生活，作为未来工作的理由，他们是现实的。高中生对理财学习的期望值很高，正是适合他们进行理财教育的时候。最后，我们制定了小学理财教育大纲。

This study was aimed at developing a learning program of the money management education in the home economics education based on outlook on money and the fact-finding of the consumption life of the small/the middle and high school student.In the investigation of the last year, as for the primary schoolchild, the people who got pocket money regularly were more than half, and there was much shopping experience with a school year. In addition, they recognized the importance of savings and an admonition of the wastes well, but it was controlled by a friend and an advertisement and did not do how to use independent money.We analyzed the contents of the textbook of the home economics of the high school and the side reader by financial institutions. A domain of a life design and the consumption life was included in a textbook, and contents with utility connected directly with finance/economy were included in a side reader.We conducted an investigation of the high school student. As a result, the difference of the pocket money amount of money of one month was big. The person with much pocket money use amounts of money tended to buy a new thing in sequence. In addition, the person who experienced internet shopping are more than half, and it seems that the money management becomes still more important.Many high school students put up that they cannot live if there was not money as a reason of the future working, and they were realistic. The hope to the learning of the money management of the high school student is high, and it is the time suitable for the money education for them.Finally we made the money management educational program of the elementary school.