PLEIADS: Application of an Innovative Know-Your-Customer Digital Platform Which Transforms the KYC Ecosystem by Allowing Clients to Process Data Themselves and Mutualising Client On-Boarding Across Organisations.

PLEIADS：创新的“了解您的客户”数字平台的应用，该平台允许客户自行处理数据并实现跨组织的客户加入，从而改变 KYC 生态系统。

• 批准号: 10057410
• 金额: $ 63.4万
• 依托单位: OXFORD INNOVATION FOR SCIENCE AND TECHNOLOGY LIMITED
• 依托单位国家: 英国
• 项目类别: Collaborative R&D
• 财政年份: 2023
• 资助国家: 英国
• 起止时间: 2023 至 无数据
• 项目状态: 未结题
• 来源: https://gtr.ukri.org/projects?ref=10057410
• 关键词: PLEIADS; Application; Innovative; Know; Your

Banks and professional service providers in the financial services sector ought to comply with Anti Money Laundering (AML) Laws and Regulations. A critical function in meeting the requirements set by the legal/regulatory framework is the performance of Know Your Customer (KYC) / Client On-boarding checks to assess and monitor customer risk.Existing limitations in the way KYC checks are currently being performed, and the deficiencies in the mechanics utilised for the client on-boarding completion have resulted in frustration and dissatisfaction for all parties involved: banks, professional service providers as well as their respective clients.Oxford Innovation for Science and Technology Ltd (Oxinnotech) and Thridium Ltd (THR), two UK technology SMEs are collaborating and developing PLEIADS, a novel digital know-your-customer (KYC) portfolio platform. PLEIADS will allow clients to process KYC data themselves and enable the mutualisation of the performance of KYC checks and the validation of the relevant documents.It is estimated that PLEIADS will generate operational annual cost savings of ˜£2.5B while AML penalties will be reduced by approximately £2B; only in the first half of 2020 global AML penalties were close to £6B (Comply Advantage, 2021).

银行和金融服务部门的专业服务提供商应遵守反洗钱（AML）法律和法规。满足法律的/监管框架规定的要求的一个关键职能是进行了解客户/客户入职检查，以评估和监控客户风险。目前进行了解客户检查的方式存在局限性，以及完成客户入职所用机制的缺陷，导致所有相关方感到沮丧和不满：Oxford Innovation for Science and Technology Ltd（Oxinnotech）和Thridium Ltd（THR）这两家英国科技中小企业正在合作开发PLEIADS，这是一个全新的数字化了解客户（KYC）投资组合平台。PLEIADS将允许客户自行处理KYC数据，并实现KYC检查和相关文件验证的相互化。预计PLEIADS将每年节省25亿英镑的运营成本，而AML罚款将减少约20亿英镑;仅在2020年上半年，全球AML罚款就接近60亿英镑（Comply Advantage，2021年）。