Transaction-based credit risk engine, enabling sustainable and socially responsible lending to segments of the economy whose vulnerability has been exposed and exacerbated by COVID-19.

基于交易的信用风险引擎，能够向因 COVID-19 暴露和加剧脆弱性的经济领域提供可持续且对社会负责的贷款。

• 批准号: 87455
• 金额: $ 12.38万
• 依托单位: STEADYPAY LIMITED
• 依托单位国家: 英国
• 项目类别: Collaborative R&D
• 财政年份: 2020
• 资助国家: 英国
• 起止时间: 2020 至 无数据
• 项目状态: 已结题
• 来源: https://gtr.ukri.org/projects?ref=87455
• 关键词: Transaction; based; credit; risk; engine

SteadyPay is a UK technology company, focused on understanding the needs of those paid by the hour or task (gig economy workers), immigrants, millennials and younger people just starting - and enabling fair financial solutions that change their lives for the better.SteadyPay is developing the next generation credit risk engine that uses artificial intelligence and machine learning technology to combine big data sources and identify trustworthy behavioural patterns.This will enable SteadyPay as well as 3rd part financial institutions (banks, alternative lenders) to produce a deep and dynamic trust profile on what would previously be considered a thin or no-file borrower. This, in turn, will improve access to affordable and sustainable credit for segments of the economy that have been hit hard by COVID-19, like gig economy workers.

SteadyPay是一家英国技术公司，专注于了解按小时或任务付费的人的需求（零工经济工人），移民，千禧一代和年轻人刚刚开始-SteadyPay正在开发下一代信用风险引擎，该引擎使用人工智能和机器学习技术来联合收割机结合大数据源并识别值得信赖的行为。这将使SteadyPay以及第三方金融机构（银行，替代贷款人）能够对以前被认为是薄或无文件的借款人产生深度和动态的信任档案。反过来，这将改善受COVID-19重创的经济部门（如零工经济工人）获得负担得起和可持续信贷的机会。