The Politics of Financial Citizenship - How Do Middle Class Expectations Shape Financial Policy and Politics in Emerging Market Democracies?

这个开创性的项目通过对新兴市场民主国家新兴金融中产阶级出现的经济、政治和社会动态的比较视角的首次系统调查，开辟了新的领域。新兴金融中产阶级——即有能力通过正规金融体系借贷、储蓄和投资的公民——的出现如何影响新兴市场民主国家的民主巩固，反之亦然？中产阶级对社会保障和流动性的渴望，位于国家发展中产阶级的设计和金融部门扩张的持续动态的交叉点，在哪些方面产生了新的金融和社会政策提供星座？这些新的政治动态在多大程度上缩小了民主空间，从而促进了政府利益与一小群相对富裕的公民的政策偏好之间的紧密联系，或者使新的、更广泛的（金融）公民形式成为可能，其概念是能够接触、参与和动员金融体系和整个政治的治理？这些都是本项目试图通过生成丰富的新定量和定性数据集来解决的问题，部署大N和小N分析，并以东南亚和撒哈拉以南非洲为实证重点，在那里将进行原始的实地调查。它的研究目标有三个：i)全面描绘新兴市场民主国家金融中产阶级的崛起及其金融战略和愿望；Ii)系统评估新兴市场民主中产阶级对金融政策制定和社会政策提供的影响；第三，批判性地质疑围绕金融治理和公民身份等新兴话语的有争议的政治动员。

This pioneering project breaks new ground through the first systematic investigation in comparative perspective of the economic, political and social dynamics of the emergence of new financial middle classes in emerging market democracies. How does the emergence of a new financial middle class - that is citizens with the ability to borrow, save and invest via the formal financial system - impact democratic consolidation in emerging market democracies and vice versa? In what ways do middle class aspirations for social protection and mobility, situated at the intersection of state designs to grow the middle class and ongoing dynamics of financial sector expansion, give rise to new constellations of financial and social policy provision? And to what extent do these new political dynamics narrow down democratic space in fostering close alignment between government interests and the policy preferences of a small group of comparatively well to do citizens, or enable new, more expansive forms of (financial) citizenship, conceptualised as the ability to access, participate in and mobilise around the governance of the financial system, and polity at large? These are the questions this project seeks to address through the generation of rich sets of new quantitative and qualitative data, deploying large N and small n analysis, with an empirical focus on Southeast Asia and Sub-Saharan Africa, where original fieldwork will be conducted. Its research objectives are threefold: i) to comprehensively map the rise of the financial middle class in emerging market democracies and their financial strategies and aspirations; ii) to systematically assess the impact of emerging market democracy middle classes on financial policymaking and social policy provision; and iii) to critically interrogate contentious political mobilisations around emerging discourses of financial governance and citizenship.