The Impact of Mandatory Change of Catastrophic Earthquake Insurance in California

1990年，加州建立了一项名为加州居民地震恢复基金的州保险计划。本研究探讨国家强制非巨灾地震保险计划对自愿购买巨灾地震保险倾向的影响。这项研究将继续对房主样本进行纵向研究，并将监测个人行为的变化以及他们对地震危险认知的变化。这项研究将探讨一些具体问题，如先前的态度、地震的直接经验、并对房屋价值的一小部分进行强制覆盖，对采取灾难性地震灾害的影响，对全国范围内减少地震灾害的危害将取得一定的效果提供给相关决策者。

In 1990 California established a state insurance program titled the California Residential Earthquake Recovery Fund. This research deals with the impacts of this state- mandated, non-catastrophic earthquake insurance program on the propensity to purchase voluntary, catastrophic earthquake insurance. The research continues a longitudinal study of a sample of home owners and will monitor changes both in the behavior of individuals and their changing perception of the earthquake hazard. The study will address such specific issues as the impacts of the combination of prior attitudes, direct experience with an earthquake, and mandatory coverage of a small portion of the home value at risk on the adoption of catastrophic earthquake implications for earthquake hazards reduction throughout the country and the results will be made available to relevant decision makers.