SBIR Phase II: Climate Analytics Platform for Catastrophe Modeling and Risk Management

这个小企业创新研究（SBIR）第二阶段项目的更广泛的影响/商业潜力扩展到了受气候变化影响的持有金融利益的行业利益相关者。气候变化对极端天气事件的强度、持续时间和频率有着科学上明显的影响。所有部门的组织都必须清楚地了解气候变化对其业务的影响，以便为战略规划和风险管理战略提供信息。风险转移行业，特别是再保险公司，最有可能成为早期采用者，因为它们的技术先进，而且它们对气候变化目前对其底线的财务影响的认识越来越敏锐。因此，该公司的目标是渗透再保险行业，作为进入更广泛定义的风险转移行业的切入点。随后，该公司将利用该平台解决农业投资、真实的房地产投资和能源规划方面的问题--所有这些领域都将以明确的方式受到气候变化的不利影响。这些部门的适应对最终利益相关者的福祉和繁荣至关重要：美国纳税人。这个小企业创新研究第二阶段项目旨在利用行业知识，扩大公司第一阶段项目期间进行的技术工作，目标是建立一个模块化软件平台，可推广到多个关键的气候变化危害，并可扩展到其他战略确定的部门。通过第一阶段的客户发现访谈收集的知识将作为产品开发的指南。第一阶段完成的技术工作，特别是气候变化下的极端降水建模及其在风险转移部门的应用，将作为扩展到其他灾害建模的基础。目前还没有将气候变化信息学纳入大规模风险管理的工具。该公司的目标是通过将物理指导的统计建模转化为商业软件平台来解决这个问题。在第二阶段项目结束后，该公司预计将有一个完整的产品，将存储有关气候变化加剧的其他危害的数据，并应用于农业，商业真实的房地产和能源部门。该公司将通过行业定制的软件演示和案例研究来展示产品价值，展示使用该平台可以实现的投资回报。该奖项反映了NSF的法定使命，并通过使用基金会的知识价值和更广泛的影响审查标准进行评估，被认为值得支持。

The broader impact/commercial potential of this Small Business Innovation Research (SBIR) Phase II project extends to industry stakeholders holding financial interests that are impacted by climate change. Climate change has a scientifically evident impact on the intensity, duration, and frequency of extreme weather events. It has become imperative for organizations in all sectors to gain a clear understanding of the impacts of climate change on their business so as to inform strategic planning and risk management strategies. Those in the risk transfer industry, in particular reinsurance companies, are the most likely early adopters given their technical sophistication and their increasing and acute awareness of the financial impacts climate change now has on their bottom line. Thus, the company's goal is to penetrate the reinsurance industry as an entry point to the more broadly defined risk transfer industry. Subsequently, the company will utilize the platform to address problems in agricultural investment, real estate investment, and energy planning - all sectors that will be adversely impacted by climate change in specific, well-defined ways. The adaptation in each of these sectors is vital to the well-being and prosperity of the ultimate stakeholder: the American taxpayer. This Small Business Innovation Research Phase II project aims to harness industry knowledge and expand on the technical work conducted during the company's Phase I project, with the objective of building a modular software platform generalizable to multiple key climate change hazards and extensible to other strategically identified sectors. The knowledge gathered via customer discovery interviews in Phase I will serve as a guide for product development. The technical work completed in Phase I, in particular extreme precipitation modeling under climate change and its application to the risk transfer sector, will serve as a foundation for expansion into the modeling of additional hazards. There are currently no tools available that integrate climate change informatics into risk management at scale. The company aims to address this problem through the translation of physics-guided statistical modeling to a commercial software platform. Upon conclusion of the Phase II project, the company expects to have a completed product that will house data on additional hazards exacerbated by climate change, with applications in the agriculture, commercial real estate, and the energy sectors. The company will show product value through sector-tailored software demonstrations and case studies that demonstrate return on investment to be realized by using this platform.This award reflects NSF's statutory mission and has been deemed worthy of support through evaluation using the Foundation's intellectual merit and broader impacts review criteria.