CAREER: Empirical Studies of Cities' and Neighborhoods' Influence on Income and Consumption Inequality

摘要 PI姓氏：钻石标题：职业：城市和社区对收入和消费不平等影响的实证研究提案ID：848036居住地和工作地的地理位置在经济福利和不平等中起着重要作用。虽然家庭可以自由地从衰落地区迁移到繁荣地区，但许多原因限制了流动性，使居民受到当地经济条件的影响。这个职业议程提出了一系列项目，以研究流动性有限的原因和后果，它如何在收入水平上变化，并最终导致福祉或不平等。第一项研究将集中在美国城市的消费模式和收入水平上。第二行将调查住在家庭成员附近的好处。第三条工作线将关注金融不稳定和房屋止赎对房主、租房者和房东的后果。为了调查消费不平等的地理分布，调查人员将使用一个新的数据集，该数据集由覆盖美国5%的关联银行账户和信用卡微观数据组成。这一分析将揭示消费捆绑是否主要基于一个人的收入或一个人的居住地影响一个人的消费捆绑。第二条工作线将揭示为什么低技能工人似乎不太愿意在城市之间迁移。造成有限移徙的一个可能机制是低技能工人希望住在离家近的地方。虽然地理上接近一个人的家庭可能在许多方面是有益的，研究将调查其劳动力市场价值使用行政数据。第三条线的工作将分析成本和后果失去访问一个人的家和社区通过取消抵押品赎回权。该项目将分别研究对房主居住者、租房者和房东的影响，以分解止赎的财务影响和驱逐影响。高收入和低收入社区止赎影响的异质性将提供更多的证据，证明止赎是一种倒退还是进步的政策。该奖项反映了NSF的法定使命，并被认为值得通过使用基金会的知识价值和更广泛的影响审查标准进行评估来支持。

Abstract PI Last Name: DiamondTitle: CAREER: Empirical Studies of Cities' and Neighborhoods' Influence on Income and Consumption InequalityProposal ID: 848036 The geographic location of one's place of residence and place of work plays a strong role in economic well-being and inequality. While households are free to migrate away from declining areas, towards prospering ones, many reasons mitigate mobility, leaving residents exposed to local economic conditions. This CAREER agenda proposes a line of projects to examine the causes and consequences of limited mobility, how it varies across the income levels, and ultimately contributes to well-being or inequality. The first line of research will focus on the consumption patterns across US cities and income levels. The second line will investigate the benefits of living nearby one's family members. The third line of work will look at the consequences of financial instability and housing foreclosure on homeowners, renters, and landlords.To investigate the geography of consumption inequality, the investigator will use a new dataset of linked bank account and credit card micro data covering 5 percent of the US. This analysis will shed light on whether consumption bundles vary mostly based on one's income or whether one's place of residence influences one's consumption bundle. The second line of work will shed light on why low skill workers appear less willing to migrate between cities. A likely mechanism contributing to limited migration is low skill workers' desire to live near their families. While geographic proximity to one's family may be beneficial in many ways, the research will investigate its labor market value using administrative data. The third line of work will analyze the costs and consequences of losing access to one's home and neighborhood through foreclosure. The project will separately study impacts on homeowner occupants, renters, and landlords to decompose the financial versus eviction effects of foreclosure. Heterogeneity in the impacts of foreclosure across high and low-income neighborhoods will provide additional evidence on whether foreclosure is a regressive or progressive policy.This award reflects NSF's statutory mission and has been deemed worthy of support through evaluation using the Foundation's intellectual merit and broader impacts review criteria.