Designing a Holistic Model of Advice to Improve Retirement Planning

我们的目标是通过设计和应用一种新的模式来改进退休计划，该模式将财务建议与职业和健康规划相结合，以优化财务和心理结果。我们将测试一种结合了职业、健康和财务方面的专业知识的多学科、全面的建议模式。该项目的预期结果包括评估在退休计划期间使用更广泛的专家，并为未来财务顾问的培训和发展开发一个模式。通过优化工作场所离职的时机，我们的目标是减少对养老金的依赖，并鼓励更早和持续地参与退休计划过程。这将带来显著的社会效益和经济效益。

We aim to improve retirement planning through the design and application of a new model integrating financial advice with career and health planning to optimise financial and psychological outcomes. We will test a multidisciplinary, holistic model of advice combining specialist knowledge in careers, health, and finances. Expected outcomes of the project include evaluating the use of a broader range of experts during retirement planning and developing a model for the future training and development of financial advisers.By optimising the timing of workplace exit, we aim to decrease reliance on pensions and encourage earlier and on-going engagement in the retirement planning process. This will provide significant social and economic benefits.