Edges of home ownership

该项目旨在解决在家庭行为、财富管理和住房拥有边缘的福祉结果方面的重大知识差距。住房路径传统上被视为线性过程，始于离开父母的家，最终以完全所有权结束。然而，越来越多的澳大利亚人现在面临着不确定的未来，在拥有住房的边缘，在整个生命过程中，拥有和出租都有相当大的变动。该项目将提供关于家庭财富战略、幸福感和拥有住房边缘的风险负担的新证据。在澳大利亚住房日益不稳定的情况下，该项目将促进增强财务福利、住房稳定和退休收入保障的政策。

This project aims to address substantial knowledge gaps about household behaviours, wealth management and wellbeing outcomes at the edges of home ownership. Housing pathways were traditionally viewed as linear progressions that began when leaving the parental home and ended in outright ownership. However, growing numbers of Australians now face an uncertain future at the edges of home ownership, where there is considerable movement both in and out of owning and renting over the life course. This project will deliver new evidence on households’ wealth strategies, wellbeing and risk burdens at the edges of home ownership. The project will promote policies that enhance financial wellbeing, housing stability and retirement income security amidst growing housing precariousness in Australia.