Transaction-based credit risk engine, enabling sustainable and socially responsible lending to segments of the economy whose vulnerability has been exposed and exacerbated by COVID-19.

SteadyPay是一家英国科技公司，专注于了解那些按小时或任务计酬的人(零工经济工作者)、移民、千禧一代和刚刚开始的年轻人的需求，并实现公平的金融解决方案，使他们的生活变得更好。SteadyPay正在开发下一代信用风险引擎，它使用人工智能和机器学习技术来结合大数据来源并识别值得信赖的行为模式。这将使SteadyPay以及第三方金融机构(银行、另类贷款人)能够对以前被视为瘦借款人或无文件借款人的人产生深度和动态的信任概况。这反过来将改善受新冠肺炎重创的经济领域，比如零工经济工作者，获得负担得起的、可持续的信贷的机会。

SteadyPay is a UK technology company, focused on understanding the needs of those paid by the hour or task (gig economy workers), immigrants, millennials and younger people just starting - and enabling fair financial solutions that change their lives for the better.SteadyPay is developing the next generation credit risk engine that uses artificial intelligence and machine learning technology to combine big data sources and identify trustworthy behavioural patterns.This will enable SteadyPay as well as 3rd part financial institutions (banks, alternative lenders) to produce a deep and dynamic trust profile on what would previously be considered a thin or no-file borrower. This, in turn, will improve access to affordable and sustainable credit for segments of the economy that have been hit hard by COVID-19, like gig economy workers.