Development of Ultra Low-Power Inertial Sensing Technology for Battery Powered IoT Device (Project-IC7AD)

支持基于用户的保险（UBI）的远程信息处理设备（TD）侧重于驾驶员行为监测（加速、速度、制动和道路行驶里程），促进更安全的驾驶以降低风险，目标是高保费的年轻驾驶员。但是，保险欺诈（不报告、撞车换现金和人身伤害）索赔处理和确定责任仍然是主要成本。目前的UBI td包括机械安装的黑匣子、自安装的电池设备，如AGMT的IC6，以及类似的利用车内充电的即插即用设备。所有这些系统都具有碰撞检测功能，但都缺乏准确事件特征的数据粒度，而这些特征是消除欺诈、责任解决和服务交付效率所必需的。AGMT开发了具有非常高数据粒度的新一代电池供电的自安装远程信息处理设备（IC7）。然而，数字事件监控、检测、处理以及存储和通信的功耗要求限制了IC7应对行业挑战的能力。因此，Project-IC7AD旨在实施创新，以降低设备在正常运行时所需的功率，增加数据处理、通信和分析的可用功率。目的是使用AGMT自装电池供电TD为UBI保险公司提供最高质量的远程信息处理事件数据服务。

Telematic devices (TD) supporting user-based insurance (UBI) are focused on driver behaviour monitoring (acceleration, speed, braking and road miles travelled) promoting safer driving to reduce risk, targeting high premium young drivers. However, insurance fraud (non-reporting, crash-for-cash and personal injury) claims processing and establishing liability remain major costs.Current UBI TDs include mechanic installed black boxes, self-installed battery devices like AGMT's IC6 and similar plug and play devices utilising in-car charging. All monitor driver behaviour with crash detection capability but all lack the data granularity for accurate event characterisation that is needed to eliminate fraud, liability resolution and service delivery efficiencies.AGMT have developed a next-gen battery powered telematic device for self-installation (IC7) with very high data granularity. However, power requirements for digital event monitoring, detection, processing, as well as storage and communication limit IC7's ability to address the industry challenges.Project-IC7AD therefore aims to implement innovations to reduce the power requirements needed by the device in normal operation, increasing the power available for data processing, communication and analysis. The aim is to deliver the highest quality telematic event data service for UBI insurers using AGMT's self-installed battery powered TD.