NBER Roybal Center for Behavior Change in Health and Savings

 描述（由申请人提供）：NBER罗伊巴尔健康和储蓄行为改变中心两个首要问题指导NBER罗伊巴尔中心的活动：（1）什么因素影响家庭的健康和储蓄决策？(2)哪些基于行为经济学机制的干预措施会产生行为改变？我们通过应用和测试经济学，心理学和其他行为科学中的模型来研究这些问题。我们特别感兴趣的是确定具有成本效益和可扩展性的干预措施，并显着改变行为。我们使用广泛的方法，包括野外实验，自然实验，实验室实验和应用理论。国家经济研究局罗伊巴尔中心强调个人决策，这一重点在个人选择在健康和储蓄领域的作用日益重要的情况下尤为重要。今天，个人本身通过固定缴款养老金计划、个人退休账户、健康保险交易所和消费者驱动的医疗保健等机构发挥着关键的决策作用。关于保险计划、供应商选择、饮食、锻炼、药物依从性、预防保健、退休储蓄率、资产配置和退休财富累积的决定落在个人身上，而不是雇主或政府。NBER罗伊巴尔中心寻求机会，将健康和老龄化经济学研究的基础科学成果转化为实际应用，以改善老年人的健康和经济福祉。我们将退休储蓄领域中成功的行为干预措施转化为健康领域，反之亦然。最后，NBER罗伊巴尔中心提供行政资源，鼓励NBER研究人员网络之间的合作参与。该中心帮助支持和资助国家经济研究局更广泛的老龄化相关活动，包括对储蓄，健康，残疾和老年人福祉的其他方面的研究，以及会议，工作文件系列，具有21个数据集的数据仓库，以及用于研究传播的网站和通讯。

 DESCRIPTION (provided by applicant): NBER Roybal Center for Behavior Change in Health and Savings Two overarching questions guide the activities of the NBER Roybal Center: (1) What factors influence households' health and savings decisions? (2) Which interventions based on mechanisms in behavioral economics generate behavior change? We study these questions by applying and testing models in economics, psychology, and other behavioral sciences. We are particularly interested in identifying interventions that are cost-effective and scalable and that significantly change behavior. We use a wide range of methods, including field experiments, natural experiments, laboratory experiments, and applied theory. The NBER Roybal Center emphasizes individual decision-making, a focus that is particularly relevant in light of the growing role of individual choice in the health and savings domains. Today individuals themselves play a key decision-making role through institutions like defined contribution pension plans, IRAs, health insurance exchanges, and consumer-driven health care. Decisions about insurance plans, provider choice, diet, exercise, medication adherence, preventive care, retirement savings rates, asset allocation, and retirement wealth decumulation fall on the individual and not on employers or governments. The NBER Roybal Center seeks out opportunities for translating basic science results from research in the economics of health and aging into practical applications that improve health and economic well-being at older ages. We translate successful behavioral interventions developed in the domain of retirement savings to the domain of health and, vice versa. Finally, the NBER Roybal Center provides administrative resources that encourage collaborative engagement among a network of NBER researchers. The Center helps to support and fund the broader aging related activities at the NBER, including research on savings, health, disability, and other aspects of well-being at older ages in addition to conferences, a working paper series, a data warehouse with 21 datasets, and a website and newsletters for research dissemination.