A Consumer Bankruptcy Project - an interdisciplinary empiric inquiry into determinants and impacts of bankruptcy upon Australian debtors

消费者破产项目——对破产对澳大利亚债务人的决定因素和影响进行跨学科实证调查

• 批准号: LX0990082
• 负责人: A/Prof David Morrison
• 金额: $ 2.18万
• 依托单位: The University of Queensland
• 依托单位国家: 澳大利亚
• 项目类别: Linkage - International
• 财政年份: 2009
• 资助国家: 澳大利亚
• 起止时间: 2009-01-01 至 2010-03-31
• 项目状态: 已结题
• 来源: https://dataportal.arc.gov.au/RGS/Web/Grants/LX0990082
• 关键词: Consumer; Bankruptcy; Project; interdisciplinary; empiric

The research will enhance the wellbeing of Australian society by obtaining a better understanding of the profile of bankrupt debtors, the reasons for personal default and the impact of the regulatory framework upon all stakeholders. It will draw parallels with US trends and apply an interdisciplinary empiric method to Australian personal insolvency data. The research will lead to an informed debate around critical wider issues such as financial literacy, managing money and self-funded retirement that impact upon the physical and material health of all Australians. The project promotes the reduction of financial distress and dependence in assisting efforts to shift the risk of economic burden of an ageing population from the Commonwealth.

这项研究将通过更好地了解破产债务人的情况、个人违约的原因以及监管框架对所有利益相关者的影响，增进澳大利亚社会的福祉。它将与美国的趋势进行比较，并将跨学科的经验方法应用于澳大利亚的个人破产数据。该研究将导致围绕影响所有澳大利亚人身体和物质健康的金融知识，管理资金和自筹资金退休等关键问题进行知情辩论。该项目促进减少财政困难和依赖性，协助努力转移英联邦人口老龄化的经济负担风险。