Legal proposals for funding in provincial-based on survey and analysis in Kyushu district.

抵押品不是用来在关系银行实现的(区域金融机构为中小型企业提供的商业模式)。在关系银行业务中，债权人利用抵押品获取信息和管理债务人的S信用和库存，积极参与债务人的S业务和业务政策，在转让计划和并购的情况下保持债务人S业务的统一，这一趋势在我的调查中也得到了证实。

Collateral is not for realization in relationship banking(business model by regional financial institutions for small and medium enterprises). In relationship banking, creditor uses collateral to get information and manage debtor' s credit and inventory, to participate in debtor' s business and business policy actively, and to keep Unity of the debtor' s business in case of transfer plan and M & A. This trend can be confirmed also in my survey