PENSION AND SOCIAL SECURITY WEALTH IN THE HRS

HRS 中的养老金和社会保障财富

• 批准号: 2054516
• 负责人: F T JUSTER
• 金额: $ 15.52万
• 依托单位: UNIVERSITY OF MICHIGAN AT ANN ARBOR
• 依托单位国家: 美国
• 财政年份: 1995
• 资助国家: 美国
• 起止时间: 1995-02-01 至 1999-01-31
• 项目状态: 已结题
• 来源: https://reporter.nih.gov/project-details/2054516
• 关键词: computer data analysis; disability insurance; employment /unemployment; health surveys; human data; human old age (65+); information systems; population survey; retirement

The health and welfare of those who have retired are strongly influenced by their economic circumstances. Incomes in retirement are readily determined for those who have already retired, but information has been relatively poor for projecting major components of retirement income and wealth, social security and pensions, for those ho have not yet reached retirement age. The proposed project will provide new information on these two major sources of wealth and income in retirement, pension and social security savings and wealth, and will analyze their expected values for those approaching retirement age. Moreover, using the Health and Retirement Survey (HRS), actual pensions and social security benefits can be computed for the currently employed and compared with peoples' expectations of these benefits, for a representative older population and drawing on administrative and employer-supplied records. This project has six specific aims: 1. To calculate pension and social security wealth using employer-provided pension descriptions for HRS respondents; 2. To fully describe the distribution of these pension and social security outcomes across major groups in the population; 3. To discuss the incentives that the pension and social security benefit structures create for various dimensions of work, retirement and savings; 4. To analyze the determinants of these outcomes, and in particular their relation to the objectives of workers and firms who have adopted and shaped their pensions; 5. To derive implications from the analysis of pension and social security benefits for the design of software used to calculate pension and social security wealth and savings for the HRS. 6. To make recommendations to the research community, including the HRS Steering Committee and the Data Monitoring Committee regarding: the specification of summary pension and social security wealth measures supplied to users of the HRS; the design of pension and social security questions to be included on future waves of the HRS; and the strategy to use for future collection of employer provided and administrative data.

退休人员的健康和福利受到严重影响 根据他们的经济情况。 退休后的收入很容易 已确定为那些已经退休的人，但信息已 预测退休收入主要组成部分的能力相对较差 财富、社会保障和养老金，对于那些尚未达到目标的人 退休年龄。 拟议的项目将提供新的信息 退休金和退休金是财富和收入的两个主要来源 社会保障储蓄和财富，并将分析其预期值 对于那些接近退休年龄的人。 此外，利用健康和 退休调查（HRS）、实际养老金和社会保障福利可以 计算当前就业人员并与人们进行比较 对于有代表性的老年人口和 利用行政和雇主提供的记录。 该项目有六个具体目标： 1. 计算养老金和社会保障金 使用雇主为 HRS 提供的养老金描述来保障财富 受访者； 2. 充分描述这些养老金的分配情况 主要人口群体的社会保障成果； 3. 到 讨论养老金和社会保障福利的激励措施 为工作、退休和储蓄的各个方面创造的结构； 4. 分析这些结果的决定因素，特别是它们的影响因素 关系到工人和企业的目标，他们已经采用和 制定他们的养老金； 5. 从分析中得出结论 养老金和社会保障福利软件的设计用于 计算 HRS 的养老金和社会保障财富和储蓄。 6. 向研究界（包括 HRS）提出建议 指导委员会和数据监测委员会关于： 养老金和社会保障财富汇总指标规范 提供给 HRS 用户；养老金和社会保障的设计 未来几波 HRS 中将包含的问题；以及战略 用于将来收集雇主提供的数据和管理数据。