PENSION AND SOCIAL SECURITY WEALTH IN THE HRS

退休人员的健康和福利受到很大影响 由他们的经济状况决定。退休后的收入很容易 为那些已经退休的人确定的，但信息一直在 在预测退休收入的主要组成部分方面相对较差 财富、社会保障和养老金，为那些尚未到达的人提供 退休年龄。拟议的项目将提供以下方面的新信息 这两个主要的财富和收入来源是退休、养老金和 社保储蓄和财富，并将分析其期望值 对于那些接近退休年龄的人。此外，使用Health和 退休调查(HRS)、实际养老金和社会保障福利可以 为当前就业人员计算，并与人们的 对这些福利的期望，对具有代表性的老年人口和 利用行政部门和雇主提供的记录。 该项目有六个具体目标：1.计算养老金和社会保障 使用雇主为HRS提供的养老金说明的安全财富 受访者；2.全面描述这些养老金的分配情况和 人口中主要群体的社会保障成果；3.到 讨论养老金和社会保障福利的激励措施 结构为工作、退休和储蓄的各个层面创造了条件； 4.分析这些结果的决定因素，特别是其决定因素 与工人和公司的目标有关，这些工人和公司已经采用和 塑造他们的养老金；5.从分析中得出影响 养老金和社会保障福利用于设计用于 为HRS计算养老金和社会保障财富和储蓄。6. 向包括HRS在内的研究界提出建议 指导委员会和数据监测委员会： 养老金和社会保障财富计量汇总表说明 提供给HRS的用户；养老金和社会保障的设计 关于未来的HRS浪潮将包括的问题；以及 用于将来收集雇主提供的数据和管理数据。

The health and welfare of those who have retired are strongly influenced by their economic circumstances. Incomes in retirement are readily determined for those who have already retired, but information has been relatively poor for projecting major components of retirement income and wealth, social security and pensions, for those ho have not yet reached retirement age. The proposed project will provide new information on these two major sources of wealth and income in retirement, pension and social security savings and wealth, and will analyze their expected values for those approaching retirement age. Moreover, using the Health and Retirement Survey (HRS), actual pensions and social security benefits can be computed for the currently employed and compared with peoples' expectations of these benefits, for a representative older population and drawing on administrative and employer-supplied records. This project has six specific aims: 1. To calculate pension and social security wealth using employer-provided pension descriptions for HRS respondents; 2. To fully describe the distribution of these pension and social security outcomes across major groups in the population; 3. To discuss the incentives that the pension and social security benefit structures create for various dimensions of work, retirement and savings; 4. To analyze the determinants of these outcomes, and in particular their relation to the objectives of workers and firms who have adopted and shaped their pensions; 5. To derive implications from the analysis of pension and social security benefits for the design of software used to calculate pension and social security wealth and savings for the HRS. 6. To make recommendations to the research community, including the HRS Steering Committee and the Data Monitoring Committee regarding: the specification of summary pension and social security wealth measures supplied to users of the HRS; the design of pension and social security questions to be included on future waves of the HRS; and the strategy to use for future collection of employer provided and administrative data.