Peer-to-peer e-commerce system with interparty e-payment

具有多方电子支付功能的点对点电子商务系统

• 批准号: 446461-2013
• 负责人: Kiringa, Iluju
• 金额: $ 1.46万
• 依托单位: University of Ottawa
• 依托单位国家: 加拿大
• 项目类别: Engage Grants Program
• 财政年份: 2013
• 资助国家: 加拿大
• 起止时间: 2013-01-01 至 2014-12-31
• 项目状态: 已结题
• 来源: https://www.nserc-crsng.gc.ca/ase-oro/Details-Detailles_eng.asp?id=536337
• 关键词: Peer; peer; commerce; system; interparty

An e-payment system is an important component of an e-commerce system for consumers to pay merchants for goods bought. Almost all existing third party e-payment systems that are currently deployed require participating parties to provide credit cards or bank account information to finalize transactions. Such payment systems are often unacceptable, even impossible, to consumers in those parts of the world (and among many Canadian minority communities) where consumers would not be willing to divulge their financial information to payment providers, or simply do not possess financial accounts.

电子支付系统是电子商务系统的重要组成部分，用于消费者向商家支付所购买的商品。目前部署的几乎所有现有第三方电子支付系统都要求参与方提供信用卡或银行账户信息，以完成交易。对于世界上那些消费者不愿意向支付提供商透露其财务信息或根本不拥有财务账户的地区（以及许多加拿大少数民族社区）的消费者来说，这种支付系统通常是不可接受的，甚至是不可能的。