Economic Effects of Unemployment Insurance and Workers' Compensation

失业保险和工伤赔偿的经济影响

• 批准号: 9024548
• 负责人: Bruce Meyer
• 金额: $ 7.51万
• 依托单位: Northwestern University
• 依托单位国家: 美国
• 项目类别: Standard Grant
• 财政年份: 1991
• 资助国家: 美国
• 起止时间: 1991-02-15 至 1993-07-31
• 项目状态: 已结题
• 来源: https://www.nsf.gov/awardsearch/showAward?AWD_ID=9024548&HistoricalAwards=false
• 关键词: Economic; Effects; Unemployment; Insurance; Workers

Unemployment Insurance (UI) is an important an expensive program. In 1987, over 2.0 million people received unemployment insurance each week at a cost of 15.1 billion dollars. Workers' Compensation (WC) is an increasingly expensive program that currently costs almost twice as much as the Unemployment Insurance Program. Between 1970 and 1987, WC benefit payments rose at an annual rate of 7% after accounting for inflation. In 1987, total benefit payments reached $27.4 billion, with an insurance cost to employers of more than $34 billion. The purpose of this research is to assess the effects of higher UI and WC benefits by examining people who file just before and just after increases in benefits. These natural experiments provide exogenous changes in benefits that can be related to a number of outcomes. The WC study includes an examination of medical cost containment, post-injury health and earnings, and income distribution effects. The UI study includes an examination of UI experience rating and its relationship to layoffs and recalls, the concentration of UI receipts in certain individuals and firms, and firm histories of layoffs and recalls. An important part of this study is the documentation of a large data set, containing over 30 million records, which provides a nearly ideal source to analyze these and other questions.

失业保险（UI）是一项重要且昂贵的计划。 1987年，每周有超过200万人领取失业保险，费用达151亿美元。 工人赔偿 (WC) 是一项日益昂贵的计划，目前的费用几乎是失业保险计划的两倍。 1970 年至 1987 年间，扣除通货膨胀因素后，WC 福利金以每年 7% 的速度增长。 1987年，福利支付总额达到274亿美元，雇主的保险费用超过340亿美元。 本研究的目的是通过检查在福利增加之前和之后提交申请的人来评估较高的 UI 和 WC 福利的影响。 这些自然实验提供了可能与许多结果相关的外源性变化。 WC 研究包括对医疗费用控制、伤后健康和收入以及收入分配影响的检查。 UI 研究包括对 UI 体验评级及其与裁员和召回的关系、UI 收入集中在某些个人和公司以及公司裁员和召回历史的检查。 这项研究的一个重要部分是对包含超过 3000 万条记录的大型数据集进行记录，这为分析这些问题和其他问题提供了近乎理想的来源。