Multidisciplinary analysis of financial reference points and wellbeing

其目的是找到如何改善金融决策(i)在意外的经济冲击期间，以及（ii）社会弱势群体。该项目将提供第一个关于基准（参考点）异质性的大规模证据，人们以此来评估金融选择，以及这些基准在金融冒险和创造和维持经济不平等方面的作用。预期的结果包括对财务决策的跨学科理解的转变和多学科协作能力的显著提高。研究结果将为促进金融福祉和减轻COVID-19等突发性经济冲击的破坏性影响的政策提供信息。

The aim is to find how to improve financial decisions (i) during unexpected economic shocks, and (ii) by the socially disadvantaged. The project will produce the first large-scale evidence on heterogeneity in benchmarks (reference points) against which people evaluate financial alternatives and the role of such benchmarks in financial risk-taking and in creating and perpetuating economic inequality. The expected outcomes include transformed interdisciplinary understanding of financial decisions and significantly greater capacity for multidisciplinary collaboration. The findings will inform policy on promoting financial wellbeing and to mitigate the devastating effects of sudden economic shocks such as that of COVID-19.