IGF::OT::IGF: Planning Meeting on Economic Decision Making in Aging Populations

随着预期寿命的增加，以及医疗计划(包括联邦医疗保险D部分)的重大变化，美国老年人将需要在已知流动认知能力相对下降的年龄做出更多关于自己财务状况的决定。因此，了解这些与年龄相关的减少和其他心理因素的变化(例如，对可信来源的信心增加)如何使老年人更容易受到糟糕的财务决定和财务滥用的影响，是一个高度优先的问题。国家数据显示，5%的老年人目前正受到经济剥削，而且这一比例预计还会上升。NIA与BBCS和CPOP签订了合同，协调一次专家规划会议，以阐明需要对相关的社会、认知和行为因素进行哪些研究，并确定潜在的干预途径。

Increases in life expectancy along with major changes in health plans (including Part D of Medicare) will require older Americans to make an increasing number of decisions concerning their finances at ages where fluid cognitive abilities are known to be in relative decline. Understanding how these age-related decreases and changes in other psychological factors (e.g., increasing confidence placed in trusted sources) leave older people more susceptible to both poor financial decisions as well as financial abuse is therefore a high priority. National data suggest that 5% of older adults are currently being financially exploited, and the prevalence is expected to increase. NIA has contract with BBCSS and CPOP to coordinate an expert planning meeting to elucidate what research is needed into relevant social, cognitive, and behavioral factors, and to identify potential pathways for intervention.