Family trajectories and young adults' transitions into homeownership: A longitudinal perspective

该项目旨在了解家庭轨迹如何影响年轻人过渡到房屋所有权的性质和时间。在英国，最近的政策干预措施，如帮助购买，重新引发了关于年轻人寻求成为房主所面临的日益困难的辩论。年轻人拥有住房的比率下降经常被视为一个社会问题，阻碍人们实现安全，自由和社区根基（华莱士，2010年）。拥有住房也是一种积累财富的方式，从而促进繁荣，并使社会能够在人口老龄化时为养老金和护理提供资金，尽管人们一致认为，由于负担能力下降、信贷限制和工作不稳定，年轻人越来越多地推迟拥有住房（Andrew，2012年），但家庭结构和关系的影响仍然更加不确定。人口结构的变化，如独居增加、单亲比例上升以及伴侣关系更加复杂，都可能对年轻人的住房事业产生影响。人们还表示关切的是，房价上涨意味着家庭财富正迅速成为首次拥有住房的先决条件，这可能会阻碍社会流动。因此，该项目旨在重新审视家庭轨迹和资源如何影响年轻人的住房生涯，特别侧重于住房所有权的过渡。通过分析家庭轨迹，经济力量和住房制度如何相互作用，影响年轻人获得住房所有权，这项研究将提供有关当代英国社会流动性的证据。第一条将描述和解释年轻人长期保有权途径的变化。这条链将解决两个问题：1.在多大程度上是住房拥有率在整个青年成年期较低的更近的出生队列？2.年轻人向拥有住房的过渡与家庭轨迹有何联系？这些问题将通过使用描述性技术和多层次模型来分析ONS纵向研究（1971-2011）的数据来回答。第二部分将侧重于了解年轻人住房所有权转变的时间和影响。将寻求三个问题的答案：3。年轻人在多大程度上越来越推迟首次置业？4.伴侣传记如何影响年轻人进入房屋所有权的时间？5.在年轻的成年人进入房屋所有权赋予主观的好处？这些问题将通过使用事件历史和固定效应模型来分析英国家庭小组调查（1991-2008）和理解社会（2009+）的数据来回答。为了探究政治经济背景如何配置住房所有权的转变，我还将使用来自其他国家的可比面板数据进行类似的分析（在国际合作者的指导下）。该项目将通过理论化背景力量，家庭轨迹和住房职业之间被忽视的联系来促进知识。通过分析住房所有权如何配置社会流动性，该项目还将扩展我们对社会分层的理解。这些贡献将通过期刊文章，学术演讲和举办小型会议（2017年）来提供。该项目旨在在学术界之外产生影响。通过建立一个用户论坛，举办两个研讨会（2016年和2017年）和制作简报文件，该研究将为政策制定者提供信息（例如，社区和地方政府部），并扩大第三部门组织的住房研究流（如，约瑟夫·朗特里基金会（Joseph Rowntree Foundation）通过在线传播和公共宣传活动，我的工作将被定位为促进公众对房屋所有权在英国社会中的作用的辩论。

This project aims to understand how family trajectories influence the nature and timing of young adults' transitions into homeownership. In Britain, recent policy interventions such as Help to Buy have reignited debate about the growing difficulties faced by young adults seeking to become homeowners. Declining rates of young adult homeownership are frequently seen as a social problem preventing people from achieving security, freedom and community roots (Wallace, 2010). Homeownership is also promoted as a way to accumulate wealth, thereby enhancing prosperity and enabling society to finance pensions and care as the population ages.While there is a consensus that young adults are increasingly delaying homeownership because of declining affordability, credit constraints and insecure jobs (Andrew, 2012), the impact of family structures and ties remains more uncertain. Demographic changes such as increased solo living, rising rates of lone parenthood and more complex partnership biographies are all likely to have consequences for young adults' housing careers. Concerns have also been voiced that house price inflation means that family wealth is rapidly becoming a prerequisite for first-time homeownership, potentially impeding social mobility. As a result, this project seeks to re-examine how family trajectories and resources influence young adults' housing careers, focusing particularly on homeownership transitions. By analysing how family trajectories, economic forces and the housing system interact to affect young adults' access to homeownership, this research will provide evidence about social fluidity in contemporary Britain.To fulfil the objective I will conduct two linked strands of research. Strand 1 will describe and explain changes in the long-term tenure pathways of young adults. This strand will address two questions:1. To what extent are homeownership rates across young adulthood lower for more recent birth cohorts?2. How are young adults' transitions into homeownership linked to family trajectories?These will be answered by using descriptive techniques and multilevel models to analyse data from the ONS Longitudinal Study (1971-2011).The second strand will focus on understanding the timing and effects of young adults' homeownership transitions. Answers will be sought to three questions:3. To what extent are young adults increasingly delaying first-time homeownership?4. How do partnership biographies affect the timing of young adults' entry into homeownership?5. Does entering homeownership in young adulthood confer subjective benefits?These questions will be answered by using event history and fixed effects models to analyse data from the British Household Panel Survey (1991-2008) and Understanding Society (2009+). To interrogate how political-economic contexts configure homeownership transitions, I will also conduct similar analyses using comparable panel data from other countries (with guidance from international collaborators).This project will contribute to knowledge by theorising the neglected links between contextual forces, family trajectories and housing careers. By analysing how access to homeownership configures social mobility, the project will also extend our understanding of social stratification. These contributions will be delivered through journal articles, academic presentations and hosting a small conference (2017).The project aims to also have impacts outside academia. By establishing a User Forum, hosting two workshops (2016 and 2017) and producing briefing papers, the study will inform policymakers (eg. the Department for Communities and Local Government) and extend the housing research streams of third sector organisations (eg. the Joseph Rowntree Foundation). Through online dissemination and public outreach activities, my work will be positioned to contribute to public debate about the role of homeownership in British society.